See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7104 281st Place NW, Stanwood, WA, 98292

5beds
3baths
2,275sqft
$624,950
$275price/sqft
$3,862/moest. monthly cost
$154,480/yrincome needed

About This Home

Welcome to this spacious 5-bedroom home in the desirable Cedarhome Farms neighborhood! Offering 2,275 sq ft and an ideal floor plan, this home features a main-level primary suite complete with a walk-in closet and private 5-piece bath. Soaring ceilings and bamboo flooring create a warm, inviting first impression, while the formal dining room and open kitchen flow seamlessly into the great room with a cozy gas fireplace. Fresh interior paint, new carpet & kitchen appliances, and a newer roof (2016) with transferable warranty provide peace of mind. Upstairs offers four additional bedrooms plus a bonus room giving everyone space to spread out. Outside, enjoy a level, fully fenced backyard perfect for entertaining, pets, or play, along with a spacious deck, 3-car garage, RV parking, and plenty of off-street parking. Low HOA dues of just $60 per year and a location just blocks from Cedarhome elementary school make this an incredible opportunity. Move right in and add your own cosmetic touches over time to create your dream home. Pre-inspected so you can buy with confidence!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
4/10
Stanwood Middle SchoolGrades 6-81.6 mi
7/10
Stanwood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Other

  • Builder name: DB Johnson

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: General residential,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Bamboo/Cork,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,275
  • Total interior livable area: 2,275 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 01011300005300
  • Special condition: Standard
  • Other equipment: Leased Equipment: No

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 10,018 sqft
  • Features: Curbs,Paved,Sidewalk,Deck,Fenced-Fully,Gas Available,Outbuildings,RV Parking

Parking

  • Total spaces: 10
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Volcanic Activity
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$135$1,620
Property Taxes $412$4,944
Electricity $155$1,867
Total$3,862$46,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,411/yr
40% on housing$115,860/yr
45% on housing$102,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$331
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$624,950
2026-07-30Listed for sale$624,950
2026-06-11Listing removed$3,395
2026-06-05Listed for rent$3,395
2026-02-02Listing removed$3,395
2026-01-19Price change$3,395
2026-01-06Listed for rent$3,495
2005-06-29Sold$301,950

For Sale by Agent

AgentMelissa Challman
BrokerageRedfin

Similar Homes