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1419 Digby Place #205, Mount Vernon, WA, 98274

1beds
1baths
696sqft
$299,950
$431price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Big views and quiet living come together in this second-floor condo at The Ridge at Maddox Creek, a sought-after 55+ community. Located in the hills overlooking the Skagit Valley, this home captures sunset, mountain, and sound views from the private balcony. Secure building entry offers elevator access and a gated lower parking garage with a dedicated parking space. Fresh interior paint and new carpet bring a clean, updated feel throughout. Radiant in-floor heat, gas fireplace, granite countertops, solid wood cabinets, and tile floors add warmth and quality. A walk-in closet in the primary bedroom, stack washer and dryer, and all appliances included make moving in a breeze. Recent updates include the stove, along with the dishwasher, hot water heater, and garbage disposal, all replaced within the past 2 years. Rentals and under-55 residents may be allowed on a limited/case-by-case basis. Buyer to verify with HOA. Seller is accepting backup offers.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
5/10
Mount Vernon High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding,Wood Products

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Radiant,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 696
  • Total interior livable area: 696 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: P122662
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Insulated Windows,Sprinkler System,Walk-In Closet(s)
  • Has view: Yes
  • View description: Mountain(s),Sound,Territorial
  • Has water view: Yes
  • Water view: Sound

Lot

  • Features: Adjacent to Public Land,Curbs,Open Lot,Secluded,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Common Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$65$780
Property Taxes $264$3,168
Electricity $149$1,793
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$289
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$299,950
2026-05-22Price change$335,000
2026-04-28Price change$345,000
2026-04-13Listed for sale$354,000
2019-08-23Sold$180,400
2017-09-21Sold$169,500
2017-08-29Pending sale$169,500
2017-08-25Listed for sale$169,500
2006-04-21Sold$159,900

For Sale by Agent

AgentJoshua Donald Matthews
BrokeragePellego, Inc.

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