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10209 28th Drive SE, Everett, WA, 98208

4beds
3baths
2,294sqft
$949,950
$414price/sqft
$5,743/moest. monthly cost
$229,720/yrincome needed

About This Home

Price Improvement!!! This well-maintained 4-bedroom, 2.5-bath home offers a spacious and functional layout built in 2004. Featuring high ceilings, abundant natural light from skylights, hardwood floors, a formal living room, formal dining room, and a separate family room with a gas fireplace, the home provides multiple areas for both everyday living and entertaining. The updated kitchen includes a walk-in pantry and direct access to a covered patio with a classic baluster design, perfect for outdoor dining or gatherings. The fully fenced backyard adds privacy and security, ideal for pets, play, or outdoor enjoyment. Upstairs, a versatile loft area provides flexible space for a home office, media room, or play area. All bedrooms are generously sized, with the primary suite offering a walk-in closet. Additional highlights include a welcoming front porch with matching baluster detailing, access to a nearby community park, and a convenient location close to Silver Lake Park. Conveniently located near schools, shopping, Costco, major freeways, and employers including Boeing, this home combines comfort, space, and accessibility.

Getting Around

23
WalkingCar-Dependent
22
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

7/10
Monroe Elementary SchoolGrades PK-50.4 mi
7/10
Eisenhower Middle SchoolGrades 6-80.3 mi
6/10
Cascade High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Water Heater: Gas,Water Heater Location: Garage

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl,Carpet
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 01016300002500
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Loft,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Partial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 3,920 sqft
  • Features: Curbs,Paved,Sidewalk,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio
  • Lot size dimensions: 3920

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$164$1,968
Property Taxes $620$7,440
Electricity $156$1,882
Total$5,743$68,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,902/yr
40% on housing$172,290/yr
45% on housing$153,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 98208$334
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98208$410
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$929,950
2026-05-15Listed for sale$949,950
2005-06-29Sold$339,950

For Sale by Agent

AgentJoel B Morales
BrokerageGreen Path Real Estate

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