See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3559 Santa Maria Ave, Merced, CA, 95348

5beds
3baths
2,374sqft
$550,000
$232price/sqft
$3,958/moest. monthly cost
$158,320/yrincome needed

About This Home

Welcome to this beautifully updated North Merced two-story home offering the perfect blend of space, comfort, and entertainment. Step inside to discover a formal living room with soaring cathedral ceilings and an elegant formal dining room, creating an inviting atmosphere for gatherings and special occasions. The heart of the home is the stunning remodeled kitchen, updated in 2022 with new appliances, a center island, gorgeous Quartz countertops, and stylish laminate wood flooring that extends throughout the main living areas. Adjacent to the kitchen, the cozy family room features a fireplace and surround sound, making it the ideal space to relax and unwind. The thoughtfully designed floor plan includes a downstairs bedroom and bathroom, perfect for guests or multi-generational living, along with a convenient pantry and upgraded fixtures throughout. Upstairs, the spacious primary suite offers a private retreat with dual sinks, a soaking tub, separate shower, and a walk-in closet. Three additional bedrooms, a full bathroom, and a laundry room complete the upper level. Step outside to your own backyard oasis featuring a covered patio, shaded gazebo, sparkling in-ground pebble-tech swimming pool with a waterfall, inviting fire pit, and a raised open patio area complete with skateboard features. A dedicated dog run adds even more functionality to this impressive outdoor space. Additional highlights include a newer 15 SEER HVAC system installed last year and a leased Tesla solar system, helping enhance comfort and energy efficiency year-round. This exceptional home combines modern updates, versatile living spaces, and resort-style outdoor amenities in one outstanding North Merced location.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
3/10
4/10
Merced High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Frame,Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Self Cleaning Oven,Vented Exhaust Fan,Water To Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Enclosed Toilet,Soaking Tub,Separate Shower,Tile Counters,Tub Shower,Walk-In Shower

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Breakfast Bar,Built-in Features,Balcony,Breakfast Area,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Separate/Formal Dining Room,High Ceilings,In-Law Floorplan,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Storage,Bedroom on Main Level,Primary Suite,Utility Room,Walk-In Closet(s)
  • Door features: Panel Doors
  • Window features: Blinds,Double Pane Windows,Screens
  • Flooring: Laminate,Tile,Vinyl,Wood
  • Fireplace features: Family Room,Gas,Gas Starter
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Forced Air,Fireplace(s),Natural Gas,Solar,Zoned
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,Zoned

Interior Area

  • Total interior livable area: 2,374 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Remodeled,Updated Kitchen

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 058453005000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Private pool: Yes
  • Pool features: In Ground,Pebble,Private,Waterfall
  • Patio & porch: Concrete,Covered,Deck,Front Porch,Open,Patio
  • Exterior features: Kennel,Lighting,Rain Gutters
  • Spa features: None
  • Fencing: Good Condition,Wood
  • Has view: Yes
  • View description: Neighborhood,Pool

Lot

  • Lot size: 5,920 sqft
  • Features: Back Yard,Drip Irrigation/Bubblers,Sloped Down,Front Yard,Gentle Sloping,Sprinklers In Front,Lawn,Landscaped,Near Park,Near Public Transit,Rectangular Lot,Sprinklers Timer,Sprinkler System,Sloped Up

Parking

  • Total spaces: 5
  • Parking features: Concrete,Direct Access,Door-Single,Driveway,Driveway Up Slope From Street,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$143$1,716
Property Taxes $525$6,300
Electricity $509$6,108
Total$3,958$47,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,702/yr
40% on housing$118,740/yr
45% on housing$105,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$550,000
2026-06-23Pending sale$550,000
2026-06-19Listed for sale$550,000
2018-01-26Sold$348,000
2017-12-21Pending sale$359,900
2017-12-12Price change$359,900
2017-11-03Listed for sale$367,500
2014-10-21Listing removed$299,000
2014-09-10Listed for sale$299,000
2013-06-17Sold$249,500
2013-06-17Pending sale$269,000
2013-05-07Listed for sale$269,000
2013-04-01Sold$192,000
2004-10-06Sold$335,500

For Sale by Agent

AgentScott Oliver
BrokerageConcierge Real Estate Services

Similar Homes