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91 Coles St #2, Jersey City, NJ, 07302

2beds
1baths
662sqft
$525,000
$793price/sqft
$3,779/moest. monthly cost
$151,160/yrincome needed

About This Home

This beautifully maintained two-bedroom, one-bathroom walk-up sits right in the heart of Downtown Jersey City. It offers an incredibly practical layout for city living and is a fantastic opportunity for anyone looking to own in a highly sought-after neighborhood without massive monthly carrying costs. Thanks to its east and west-facing exposures, the home is filled with nice natural light throughout the day. The kitchen comes fully equipped with a stainless steel appliance package, including a gas stove and a dishwasher. Both bedrooms offer genuinely usable space. The primary bedroom comfortably fits a queen-sized bed, while the second bedroom easily accommodates a full bed, making it perfect for a guest room or a dedicated work-from-home setup. A major highlight of this unit is the private outdoor patio area right off the living space. Having a dedicated space to set up a bistro table, host friends, or just enjoy your morning coffee is a huge premium in the downtown market. Additionally, the building features exceptionally low HOA fees, keeping your monthly carrying costs highly competitive. Located in a quiet, boutique building, the commute into Manhattan is straightforward and easy. You are just minutes to the Grove Street PATH station, as well as the neighborhood's best dining, shopping, and local parks. Contact today to schedule a private tour!

Getting Around

99
WalkingWalker's Paradise
81
TransitExcellent Transit
79
BikeVery Bikeable

Schools

7/10
Dr. Michael Conti SchoolGrades PK-80.3 mi
2/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 662
  • Total interior livable area: 662 sqft

Property

Details

  • Parcel number: 0611209000000018C0002

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$125$1,500
Property Taxes $807$9,684
Electricity $193$2,318
Total$3,779$45,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,565/yr
40% on housing$113,370/yr
45% on housing$100,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$793This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$660
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$525,000
2024-09-13Listing removed$2,650
2023-07-29Listing removed--
2023-06-30Listed for rent$2,650
2016-03-31Sold$331,500
2013-03-07Listing removed$225,000
2013-01-22Listed for sale$225,000
2002-08-16Sold$155,000

For Sale by Agent

AgentYU XI LIU
BrokerageREDFIN CORPORATION

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