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1290 County Road 496, Lexington, AL, 35648

5beds
4baths
3,240sqft
$639,900
$198price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

Escape to the peaceful countryside of Lexington, Alabama with this rare 15-acre farmstead designed for both comfortable living and functional rural life. This spacious home offers 5 bedrooms—with the potential for a 6th—along with 4 full bathrooms and two generous living areas, providing plenty of room for family, guests, or multi-generational living. Step outside and you’ll find everything you need for a working farm or hobby operation. The property features a pond, two barns, a large shop perfect for equipment or projects, and extensive fenced acreage ideal for livestock. Whether you’re raising animals, gardening, or simply enjoying wide-open space, this property is set up to support your vision. With a blend of functionality and country charm, this property offers the freedom of rural living while still being conveniently located near town. Opportunities like this don’t come around often—schedule your showing and experience all that this Lexington property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Underwood Elementary SchoolGrades PK-617.9 mi
6/10
Lexington SchoolGrades 7-122.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Features

  • Laminate Counters,Tile Counters,Eat-in Kitchen,Entrance Foyer,In-Law Floorplan,Open Floorplan,Pantry,Soaking Tub
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,240

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Wall Unit(s)

Interior Area

  • Total structure area: 4,092
  • Total interior livable area: 3,240 sqft

Property

Details

  • Parcel number: 0203070000003000
  • Horse amenities: Tack Room

Features

  • Patio & porch: Front Porch,Patio,Porch
  • Exterior features: Kennel,Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard,Pasture,Perimeter,Vinyl

Lot

  • Lot size: 15 Acres
  • Features: Agricultural,Farm,Few Trees,Gentle Rolling,Landscaped,Pasture,Private,Secluded
  • Lot size dimensions: 15 ac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$674$8,088
Property Taxes $170$2,040
Electricity $362$4,350
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 35648$171
Lauderdale County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 35648$109
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$639,900
2026-03-19Listed for sale$649,900

For Sale by Agent

AgentHayley Stutts
BrokerageMarMac Real Estate - Elite Pro

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