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6208 County Road 8, Waterloo, AL, 35677

--beds
--baths
--sqft
$190,000
--price/sqft
$1,484/moest. monthly cost
$59,360/yrincome needed

About This Home

There are two parcels listed in this sale, both of which have county and electric access to utilities at the road. The 5+/- acres is relatively flat and previously had a home and store on it. The 23.53+/- acres rolls down to a creek and then back up to potential cabin spots with a gently rolling landscape on top of the hill. This property would make a great place for a family home or a weekend getaway. This property has a 32x70 old store on it that would be great for equipment storage, or cleaning up, and using for another purpose, parcels 0704200000007000 & 0704200000007003

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Waterloo High SchoolGrades PK-128.4 mi
6/10
Underwood Elementary SchoolGrades PK-614.3 mi

Construction

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Unimproved Land

Property

Details

  • Parcel number: 0704200000007.003

Features

  • Has view: Yes
  • View description: Creek/Stream,Forest,Hills,Meadow,Panoramic
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek,Stream
  • Frontage length: 1100ft+/- road frontage

Lot

  • Lot size: 28.53 Acres
  • Features: Bluff,Cleared,Many Trees
  • Lot size dimensions: 28.53+/-

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$234$2,808
Property Taxes $50$600
Electricity $240$2,881
Total$1,484$17,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,880/yr
40% on housing$44,520/yr
45% on housing$39,573/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 35677$100
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35677$30
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$200,000
2026-03-07Listed for sale$215,000
2022-10-21Sold$20,000
2016-07-21Sold$65,000

For Sale by Agent

AgentBryce Davis
BrokerageMarMac Real Estate - The Shoals

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