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314 16th St SW, Albuquerque, NM, 87104

4beds
6baths
4,505sqft
$1,400,000
$311price/sqft
$8,528/moest. monthly cost
$341,120/yrincome needed

About This Home

A Grand Home in the heart of Alb Country Club. Glamour and Function blend seamlessly in this one of a kind home. Featuring all ensuite bedrooms, interior and exterior fireplaces, fully remodeled kitchen with modern amenities & a Scullery. Formal and informal spaces abound with period details such as crown moulding and hand crafted lighting. Gleaming HW floors, private courtyards. NO HOA fees in this tree lined neighborhood. PAID SOLAR.

Getting Around

80
WalkingVery Walkable
44
TransitSome Transit
86
BikeVery Bikeable

Schools

6/10
4/10
Washington Middle SchoolGrades 6-80.3 mi
3/10
Albuquerque High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Permanent
  • Roof: Pitched,Shingle
  • Construction materials: Block,Frame,Stucco

Other

  • Builder name: Ivan Rose

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Beamed Ceilings,Cove Ceiling,Cathedral Ceiling(s),Great Room,Multiple Living Areas,Main Level Primary,Multiple Primary Suites
  • Window features: Metal,Thermal Windows,Wood Frames
  • Flooring: Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Custom,Gas Log,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Combination,Multiple Heating Units,Radiant
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 4,505
  • Total interior livable area: 4,505 sqft

Kitchen

  • Level: Main
  • Area: 322

Living Room

  • Level: Main
  • Area: 300

Primary Bedroom

  • Level: Main
  • Area: 330

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101305827401440107
  • Zoning description: R-1D*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Back Yard

Lot

  • Lot size: 0.28 Acres
  • Features: Lawn,Landscaped,Planned Unit Development,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$138$1,656
Property Taxes $991$11,892
Electricity $320$3,843
Total$8,528$102,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,388/yr
40% on housing$255,840/yr
45% on housing$227,413/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 87104$261
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87104
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$1,555,000
2026-04-21Listed for sale$1,555,000
1996-09-25Sold--

For Sale by Agent

AgentMonica O Martinez
BrokerageColdwell Banker Legacy

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