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1224 12th St NW, Albuquerque, NM, 87104

2beds
2baths
2,373sqft
$1,399,000
$590price/sqft
$8,370/moest. monthly cost
$334,800/yrincome needed

About This Home

One of Albuquerque's most historic houses on the market for the first time EVER!Original family of the original owners/builders have kept it since the construction in 1897. The house, and then accompanying Mercantile store, were the very beginning and gateway into Albuquerque's Historic Sawmill & Industrial district and continuing on to Old Town Albuquerque! This 2 bedroom, 2 bathroom home was redone and expanded in the late 1980's, and again recently, only to keep up with modern amenities and safeties. The home has so many original touches historic all in their own regard and beautifully kept together. The second dwelling, old Mercantile shop, has been converted to an artists dream studio. With huge potential and a historic past, this property has it all!

Getting Around

66
WalkingSomewhat Walkable
37
TransitSome Transit
80
BikeVery Bikeable

Schools

4/10
Washington Middle SchoolGrades 6-80.9 mi
3/10
Albuquerque High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1901

Materials

  • Foundation: Combination,Concrete Perimeter,Permanent,Slab,See Remarks,Stone
  • Roof: Pitched,Shingle
  • Construction materials: Block,Cement Siding,Frame,Masonite,Other,Concrete,See Remarks,Stucco,Synthetic Stucco,Wood Siding,Rock

Type & Style

  • Home type: MultiFamily
  • Architectural style: Custom,Victorian
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedroom2

  • Level: Main
  • Area: 203

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Bathtub,Cathedral Ceiling(s),Separate/Formal Dining Room,Great Room,Home Office,Jetted Tub,Kitchen Island,Multiple Living Areas,Main Level Primary,Soaking Tub,Separate Shower,Utility Room
  • Window features: Sliding,Single Pane
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Custom,Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,373
  • Total interior livable area: 2,373 sqft

Kitchen

  • Level: Main
  • Area: 372.4

Living Room

  • Level: Main
  • Area: 224.75

Primary Bedroom

  • Level: Main
  • Area: 203

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101305849244811913
  • Zoning description: R-MH*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Courtyard,Patio,Privacy Wall,Private Yard,Landscaping,Private Entrance
  • Fencing: Gate,Wall

Lot

  • Lot size: 0.54 Acres
  • Features: Corner Lot,Landscaped,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$138$1,656
Property Taxes $990$11,880
Electricity $168$2,024
Total$8,370$100,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,971/yr
40% on housing$251,100/yr
45% on housing$223,200/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$590This listing

vs Other Active Listings

Avg $/sqft

ZIP 87104$252
Bernalillo County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 87104
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$1,499,000

For Sale by Agent

AgentJoshua Scot Ciddio
BrokerageColdwell Banker Legacy

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