109 Margaret Cv, Florence, AL, 35634
About This Home
Spacious home in Kendale Gardens with plenty of entertaining space. The first floor features the master and two other bedrooms, eat-in kitchen, separate dining room plus a great room that leads to a large screened in porch that provides plenty of privacy and enjoyment. The walkout basement has a family room as well as two additional bedrooms with a bath attached to 21' x 29' garage. Outside you have an large covered RV/boat parking area and an inground pool for summertime fun. New HVAC, fresh paint, upgraded bathrooms and kitchen with granite countertops, whole house fan and the benefit that the house sits on a cul-de-sac makes this home ready for new owners.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Standard
- Year built: 1980
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: In Basement,Laundry Room
Basement
- Area: 1368
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Great Room
- Fireplace: Yes
- Finished area below ground: 1,368
- Finished area above ground: 2,176
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,544
- Total interior livable area: 3,544 sqft
Property
Details
- Parcel number: 1607350005017.000
- Zoning: None
Features
- Levels: Bi-level
- Private pool: Yes
- Pool features: Diving Board,In Ground,Liner,Pool Cover
- Exterior features: Rain Gutters
Lot
- Lot size: 1 Acres
- Lot size dimensions: 153 x 283.3
Parking
- Total spaces: 4
- Parking features: Driveway,Basement,RV Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $106 | $1,272 |
| Electricity | $396 | $4,758 |
| Total | $2,757 | $33,084 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $399,900 |
| 2026-06-20 | Listed for sale | $409,900 |
| 2018-05-09 | Sold | $201,000 |
| 2018-03-08 | Listed for sale | $215,000 |
| 2017-11-16 | Sold | $185,000 |
| 2017-06-30 | Listed for sale | $212,000 |
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