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85 County Road 438, Killen, AL, 35645

4beds
4baths
3,146sqft
$287,900
$92price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Welcome home to this spacious and classic 1975 rock-and-vinyl tri-level, ideally located near Brooks High School. This 4-bedroom home offers 2 full baths and 2 half baths with room for everyone to live, gather, and grow along with plenty of parking with the 2 car garage and carport with a workshop. The beautifully updated eat-in kitchen features warm maple cabinetry, granite countertops, and a ceramic tile backsplash—perfect for morning coffee, weeknight dinners, and holiday traditions. The main level includes a generous living room with a striking rock gas-log fireplace and a formal dining room ideal for entertaining. Downstairs, an expansive family room with a second rock fireplace creates the perfect space for movie nights or relaxing evenings at home. All bedrooms are conveniently located on the same level, with abundant closets and storage throughout. Situated on a large, level lot, this home is ready for its next chapter.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Brooks Elementary SchoolGrades PK-62.0 mi
6/10
Brooks High SchoolGrades 7-120.3 mi
6/10
Underwood Elementary SchoolGrades PK-611.4 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 700

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,446

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 3,146 sqft

Property

Details

  • Parcel number: 1705210000037001

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 171 x 210

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,455$17,460
Home Insurance *$198$2,376
Property Taxes $76$912
Electricity $352$4,224
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 35645$154
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35645$150
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$287,900
2026-04-30Price change$287,900
2026-04-24Price change$289,900
2026-04-08Price change$295,000
2026-03-13Price change$297,000
2026-01-15Listed for sale$299,000
2025-08-04Listing removed$324,000
2025-07-16Price change$324,000
2025-07-01Price change$340,000
2025-06-12Listed for sale$345,000
2021-11-29Sold$189,000

For Sale by Agent

AgentHayley Stutts
BrokerageMarMac Real Estate - Elite Pro

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