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103 Cedar Point Ln, Killen, AL, 35645

5beds
4baths
5,142sqft
$599,900
$117price/sqft
$4,180/moest. monthly cost
$167,200/yrincome needed

About This Home

This exceptional home is truly something special. Located in the highly sought-after Killen area, within the prestigious Cedar Cove neighborhood along Wilson Lake, it offers the perfect blend of privacy and community. Situated across from the water and in a quiet, no-outlet subdivision, you’ll enjoy low traffic—ideal for families. The backyard is a private retreat, backing up to beautiful pastureland, and features a gorgeous pool and screened-in porch perfect for relaxing or entertaining. Inside, the home makes a stunning first impression with soaring ceilings and an open floor plan. With generous bedrooms, flexible living spaces, and abundant storage throughout, including over 5,100 of finished sq ft making room for everyone and everything. The large basement includes a workshop/garage. Immaculately maintained and move-in ready. Don’t miss this one—it truly has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
Brooks Elementary SchoolGrades PK-62.0 mi
6/10
Brooks High SchoolGrades 7-121.8 mi
6/10
Underwood Elementary SchoolGrades PK-610.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Permanent

Type & Style

  • Home type: SingleFamily
  • Architectural style: European
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Area: 2288

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,530
  • Finished area above ground: 3,612

Interior Area

  • Total structure area: 6,592
  • Total interior livable area: 5,142 sqft

Property

Details

  • Parcel number: 1709320001047002

Features

  • Private pool: Yes
  • Pool features: Fiberglass,In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: Garden

Lot

  • Lot size: 0.77 Acres
  • Features: Level
  • Lot size dimensions: 126.02' x 218.82'

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$413$4,956
Property Taxes $159$1,908
Electricity $575$6,904
Total$4,180$50,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,314/yr
40% on housing$125,400/yr
45% on housing$111,466/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 35645$154
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35645$150
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$649,900
2026-04-22Listed for sale$674,900
2023-07-21Sold$595,000
2023-06-21Pending sale$599,000
2023-06-07Price change$599,000
2023-05-10Listed for sale$649,000
2012-04-16Sold$350,000
2011-07-10Listed for sale$369,500
2007-07-06Sold$342,000
2006-07-13Sold$325,500

For Sale by Agent

AgentAngela Grisham
Brokerageag Real Estate

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