320 S Richards St, Florence, AL, 35630
About This Home
Great opportunity for first-time buyers, investors, or downsizers! This 2-bedroom, 1-bath home features an unfinished basement, cozy living space, and nice natural light throughout. Conveniently located
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: In Kitchen
Basement
- Area: 676
Basement
- Has basement: Yes
- Basement: Block,Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Laminate Counters
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 798
Interior Area
- Total structure area: 1,474
- Total interior livable area: 798 sqft
Property
Details
- Parcel number: 2401121007020000
- Zoning: R2
- Special condition: In Foreclosure,Right of Redemption Appl
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 50 x 150
Parking
- Parking features: Driveway,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $22 | $264 |
| Electricity | $240 | $2,881 |
| Total | $770 | $9,240 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-18 | Sold | $72,000 |
| 2025-11-14 | Listed for sale | $103,000 |
| 2023-06-16 | Sold | $94,000 |
| 2023-03-22 | Pending sale | $90,000 |
| 2023-02-07 | Price change | $90,000 |
| 2023-01-16 | Listed for sale | $92,500 |
| 2023-01-14 | Pending sale | $92,500 |
| 2023-01-02 | Listed for sale | $92,500 |
| 2014-10-15 | Sold | $11,200 |
Unknown Listed By
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