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110 Foy Ave, Florence, AL, 35630

2beds
1baths
1,070sqft
$175,000
$164price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

Convenient North Florence Located on a corner lot with commercial possibilities.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Harlan Elementary SchoolGrades K-50.7 mi
9/10
Florence Middle SchoolGrades 7-81.0 mi
8/10
Florence High SchoolGrades 10-121.4 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,070

Interior Area

  • Total structure area: 1,070
  • Total interior livable area: 1,070 sqft

Property

Details

  • Parcel number: 2402031009054.000
  • Zoning: R1

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 193' x 81.75'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$163$1,956
Property Taxes $46$552
Electricity $240$2,881
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 35630$106
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35630$133
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$175,000

For Sale by Agent

AgentGary W Kelley
BrokerageSweetwater Realty Group

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