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520 Collier Ave, Florence, AL, 35630

3beds
1baths
1,215sqft
$139,900
$115price/sqft
$1,114/moest. monthly cost
$44,560/yrincome needed

About This Home

Great starter home on a dead end street! Welcome home to this 3-bedroom, 1-bath residence offering comfort, convenience, and plenty of potential. Conveniently located near shopping, dining, schools, and everyday amenities, this property is one you won't want to miss. The home is currently occupied by renters and require a 48 hour notice of showing dates/times. Buyer to verify all information.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Hibbett SchoolGrades K-60.2 mi
9/10
Florence Middle SchoolGrades 7-81.3 mi
8/10
Florence High SchoolGrades 10-121.9 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,215

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 2402033002043000

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 65 x 140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$130$1,560
Property Taxes $37$444
Electricity $240$2,881
Total$1,114$13,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,194/yr
40% on housing$33,420/yr
45% on housing$29,706/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 35630$106
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35630$133
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$139,900
2026-06-26Listed for sale$139,900
2025-12-19Listing removed$1,150
2025-10-08Price change$1,150
2025-08-11Price change$1,200
2025-06-30Listed for rent$1,250
2024-04-30Listing removed--
2024-03-11Listed for rent$1,200
2016-09-07Sold$50,000
2015-02-11Sold$50,000
2007-09-13Sold$46,000

For Sale by Agent

AgentJon Wright
BrokerageWright Realty Shoals LLC

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