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1307 Cypress Mill Rd, Florence, AL, 35630

3beds
2baths
1,300sqft
$219,900
$169price/sqft
$1,614/moest. monthly cost
$64,560/yrincome needed

About This Home

This move-in ready 3-bedroom home with hardwood flooring blends convenience and outdoor space. Minutes from Downtown Florence and UNA, it features an updated kitchen with tile flooring, backsplash, new countertops, and stainless appliances. Enjoy a separate dining room, a large .60-acre lot, and a covered back porch overlooking a large backyard with wooded area. Call today! You don't want to miss this one!!! All information including sq.ft to be verified by purchaser.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Hibbett SchoolGrades K-60.4 mi
9/10
Florence Middle SchoolGrades 7-81.7 mi
8/10
Florence High SchoolGrades 10-122.5 mi

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,300

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 2402044003013.000

Features

  • Frontage length: 80.79'

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 80.79' x 337' IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$205$2,460
Property Taxes $58$696
Electricity $240$2,881
Total$1,614$19,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,337/yr
40% on housing$48,420/yr
45% on housing$43,040/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 35630$105
Lauderdale County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35630$133
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$214,900
2026-07-06Listed for sale$219,900
2026-04-07Sold$110,000
2011-06-29Sold$79,900
2011-06-09Listed for sale$79,900

For Sale by Agent

AgentMisty Bullington Joiner
BrokerageCafe Realty LLC

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