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22 Garden Park Cir NW, Albuquerque, NM, 87107

4beds
2baths
1,973sqft
$399,900
$203price/sqft
$2,594/moest. monthly cost
$103,760/yrincome needed

About This Home

Located on a quiet street in the north valley, this 4 bedroom, 2 bath home has two large living areas including family room with fireplace. Kitchen is highlighted by all stainless appliances. Spacious primary bedroom has wall to wall mirrored closet. Home has solar panels on roof, a 2-car garage and gated backyard access. Updates to home include: newe TPO roof in 2026, new garage doors in 2018, Pella Architect Series windows installed by Dreamstyle remodeling in 2019 and Dreamstyle stucco in 2020. Home needs some updating and a little TLC.

Getting Around

37
WalkingCar-Dependent
18
TransitMinimal Transit
77
BikeVery Bikeable

Schools

6/10
Cochiti Elementary SchoolGrades PK-51.0 mi
5/10
Garfield Middle SchoolGrades 6-80.6 mi
4/10
Valley High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 112.75

Bedroom3

  • Level: Main
  • Area: 115.5

Bedroom4

  • Level: Main
  • Area: 131.25

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 88

Family Room

  • Level: Main
  • Area: 291.5

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Multiple Living Areas,Main Level Primary,Pantry
  • Window features: Thermal Windows
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,973
  • Total interior livable area: 1,973 sqft

Kitchen

  • Level: Main
  • Area: 137.25

Living Room

  • Level: Main
  • Area: 309.75

Primary Bedroom

  • Level: Main
  • Area: 192.38

Property

Details

  • Parcel number: 101306044513540516
  • Zoning description: R-A*

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Privacy Wall,Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$141$1,692
Property Taxes $283$3,396
Electricity $148$1,780
Total$2,594$31,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,937/yr
40% on housing$77,820/yr
45% on housing$69,173/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 87107$248
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87107
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$399,900

For Sale by Agent

AgentJoe Schifani
BrokerageAffordable Realty Services Inc

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