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4886 Rusty Nail Point Unit 101, Colorado Springs, CO, 80916

5beds
3baths
2,341sqft
$300,000
$128price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 3-bathroom main-level condo featuring a fully finished basement, an attached 1-car garage, and thoughtful accessibility features. The bright and open main level is filled with natural light and offers three bedrooms, including a primary suite with an attached bath and walk-in closet. The finished basement provides exceptional additional living space with two more bedrooms, including a second oversized primary suite featuring a massive custom walk-in closet. You'll also find a large family room, a full bathroom with a double vanity, tile shower/tub combination, ample storage space, and a conveniently located laundry area. Designed for comfort and functionality, this home includes all pictured appliances and features ramp access from both the driveway and walkway for easy handicap accessibility. Conveniently located near schools, shopping, dining, and with quick access to I-25, this home offers the perfect combination of space, convenience, and versatility for a variety of living arrangements.

Getting Around

24
WalkingCar-Dependent
28
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

2/10
3/10
Panorama Middle SchoolGrades 6-81.0 mi
2/10
Sierra High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2004

Materials

  • Roof: Composite Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Window Coverings
  • Flooring: Wood Laminate
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,155
  • Finished area above ground: 1,186
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,341
  • Total interior livable area: 2,341 sqft

Other

  • Level: Main
  • Area: 195

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 6436213081
  • Attached to another structure: Yes

Features

  • Patio & porch: Concrete
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 714.38 sqft
  • Features: Level,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Garage Amenities (None),Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$243$2,916
Property Taxes $112$1,344
Electricity $186$2,232
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 80916$117
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80916
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$300,000
2026-08-05Contingent$300,000
2026-07-20Listed for sale$300,000
2020-08-10Sold$250,000
2020-03-06Listing removed$1,500
2020-03-03Listed for rent$1,500
2016-04-15Listing removed$1,400
2016-02-22Listed for rent$1,400
2014-12-11Listing removed$1,350
2014-11-13Price change$1,350
2014-09-17Listed for rent$1,400
2013-02-12Sold$97,500
2013-01-08Pending sale$98,000
2013-01-03Price change$98,000
2012-12-20Listed for sale$101,000
2010-09-23Sold$96,943
2010-09-17Listed for sale$88,900
2005-07-01Sold$161,500

For Sale by Agent

AgentJanalynn Rhein MRP SRES
BrokerageThe Cutting Edge

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