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1505 Dryland St, Loveland, CO, 80538

6beds
3baths
3,476sqft
$630,000
$181price/sqft
$3,992/moest. monthly cost
$159,680/yrincome needed

About This Home

Welcome to this beautiful, spacious ranch on a fully fenced corner lot. Large 6 bedroom (or 5 bedroom plus an office), 3 bathrooms and a fully finished basement. Tucked into the desirable and quiet Taft Farms neighborhood, close to parks, walking paths, schools and shopping. Enjoy the convenience and comfort of main floor living, large primary bedroom with private bath and main floor laundry. Large entry to living room with vaulted ceilings & a cozy corner fireplace. This home has significant updates including brand new carpet and interior paint in April 2026, a new roof in 2025, new garage door & gutters, downspouts on back of home in 2025, new hickory hardwood flooring in living room, new stainless steel appliances in kitchen, newer washer & dryer included, new exterior paint and a new hot water heater in 2021. Radon mitigation system installed. This home has great oversized wide doors, hallways and showers, making it ADA accessible- but you can change it up and make it your own, as this home is highly customizable. Two patios to entertain on- a covered patio in back and one on the side of home, off the dining area. Low HOA fee has been paid for 2026 and no metro.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
4/10
6/10
Loveland High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Legal Conforming
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Sink,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Bedroom3

  • Level: Lower
  • Area: 225
  • Dimensions: 15 x 15

Bedroom4

  • Level: Lower
  • Area: 285
  • Dimensions: 15 x 19

Bedroom5

  • Level: Lower
  • Area: 168
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Family Room

  • Level: Lower
  • Area: 315
  • Dimensions: 15 x 21

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: Circulating
  • Fireplace: Yes
  • Finished area below ground: 1,738
  • Finished area above ground: 1,738

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,476
  • Total interior livable area: 3,476 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8 x 6

Living Room

  • Level: Main
  • Area: 340
  • Dimensions: 17 x 20

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 270
  • Dimensions: 18 x 15

Study

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Level Lot,Accessible Hallway(s),Low Carpet,Accessible Doors,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1631184
  • Zoning: R1
  • Special condition: Private Owner
  • Exclusions: personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 7,426 sqft
  • Features: Corner Lot,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,>8' Garage Door
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$272$3,264
Property Taxes $273$3,276
Electricity $262$3,148
Total$3,992$47,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,868/yr
40% on housing$119,760/yr
45% on housing$106,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$630,000
2014-08-15Sold$295,000
2014-07-16Price change$315,000
2014-06-09Listed for sale$339,000
2012-07-23Listing removed$265,000
2012-06-14Price change$265,000
2012-05-16Listed for sale$300,000
2012-03-30Listing removed$300,000
2010-08-17Sold$272,000
2010-07-03Price change$279,000
2009-10-10Listed for sale$289,000
2008-12-12Listing removed$322,000
2008-02-03Price change$322,000
2007-12-05Listed for sale$327,000
2005-09-02Sold$298,500
2005-04-11Sold$76,800

For Sale by Agent

AgentDeborah Manderscheid
BrokerageRE/MAX Alliance-Loveland

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