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2202 Owens Ave #201, Fort Collins, CO, 80528

2beds
2baths
1,281sqft
$359,000
$280price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Positioned in a beautiful, well-kept pocket of town, this move-in ready second floor condo offers an ideal blend of comfort, light, and spacious low-maintenance living. Basking in natural light from the abundant large windows, this home showcases soaring ceilings and a thoughtfully designed floor plan with bedrooms thoughtfully tucked away from one another, creating a more private and peaceful retreat for everyone. The generously sized kitchen is equipped with newer stainless steel appliances and fresh flooring, overlooking the dining area where a private balcony invites you to step outside and enjoy morning coffee or unwind in the evening. Brand new carpet runs throughout the home, complemented by a new furnace and AC installed in 2025. Enjoy subtle mountain views in the winter and vibrant, tree-lined scenery in bloom the rest of the year, bringing a sense of nature indoors. The community is tastefully laid out and well-appointed, with trails weaving through nearby neighborhoods (connects to Power Trail!), and convenient access to Bacon Elementary (walking distance), Kinard Middle School, Tailwinds Park, and Twin Silo Park. The HOA stands out as an amazing value at $400 per month, covering a pool, gym, community room, basic cable, trash, water and sewer, exterior maintenance, and snow removal. With recent updates and consistent upkeep throughout, and a 1 car detached garage, this condo is truly move-in ready and designed for easy, worry-free living from day one.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
54
BikeBikeable

Schools

7/10
Bacon Elementary SchoolGrades PK-50.1 mi
7/10
Preston Middle SchoolGrades 6-81.2 mi
8/10
Fossil Ridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone

Other

  • Builder model: Spruce
  • Builder name: Drahota

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 81
  • Dimensions: 9 x 9

Features

  • Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,281

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 1,281 sqft

Kitchen

  • Level: Upper
  • Area: 88
  • Dimensions: 8 x 11

Living Room

  • Level: Upper
  • Area: 224
  • Dimensions: 14 x 16

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Property

Details

  • Parcel number: R1629795
  • Attached to another structure: Yes
  • Zoning: LMN
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 2nd Floor
  • Patio & porch: Deck
  • Exterior features: Balcony

Lot

  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$153$1,836
Property Taxes $155$1,860
Electricity $186$2,232
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 80528$201
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80528$218
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$370,000
2015-08-19Sold$219,000
2015-07-31Price change$225,000
2015-07-28Price change$225,001
2015-07-24Listed for sale$225,000
2004-05-27Sold$171,460

For Sale by Agent

AgentCody Heyne
BrokerageRE/MAX Alliance-FTC South

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