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2302 Owens Ave #103, Fort Collins, CO, 80528

2beds
2baths
1,143sqft
$375,000
$328price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Welcome Home to 2302 Owens Ave #103! This beautifully maintained main-floor condo offers 2 bedrooms, 2 bathrooms, and 1,143 sq. ft. of comfortable, low-maintenance living in a prime Fort Collins location. Perfect for a first-time buyer, retiree, or investor, this move-in-ready home features a bright, functional floor plan, spacious living area, and a well-appointed kitchen. Enjoy peaceful views of the large greenbelt just outside your private patio, creating a rare sense of open space and privacy. The detached garage is conveniently located just steps from the unit. Ideally situated directly across from Bacon Elementary School and just blocks from Kinard Core Knowledge Middle School, with easy access to trails, parks, shopping, dining, the Harmony Corridor, and I-25. Minutes from Windsor and Loveland, this home offers the perfect blend of convenience, comfort, and location. Don't miss this exceptional opportunity in the heart of Southeast Fort Collins!

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
53
BikeBikeable

Schools

7/10
Bacon Elementary SchoolGrades PK-50.2 mi
7/10
Preston Middle SchoolGrades 6-81.2 mi
8/10
Fossil Ridge High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Frame,Block,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Inclusions,Gas Range,Refrigerator,Freezer
  • Laundry features: Sink

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Window features: Window Coverings
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,143

Great Room

  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,143
  • Total interior livable area: 1,143 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 5 x 6

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Level Lot,Level Drive,Near Bus,Accessible Hallway(s),Low Carpet,No Stairs,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R1631879
  • Attached to another structure: Yes
  • Zoning: LMN
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1st Floor
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Hills,City

Lot

  • Lot size: 0.28 Acres
  • Features: Evergreen Trees,Deciduous Trees,Level,Abuts Public Open Space,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$160$1,920
Property Taxes $162$1,944
Electricity $186$2,232
Total$2,404$28,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 80528$201
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80528$218
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$375,000
2021-02-26Listing removed--
2020-03-31Listing removed$1,600
2020-03-19Listed for rent$1,600
2015-11-24Sold$13,380
2009-07-22Sold$154,000
2009-06-19Listed for sale$157,500
2005-06-16Sold$169,310

For Sale by Agent

AgentChris Guillan
BrokerageC3 Real Estate Solutions, LLC

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