4577 SE Waterford Drive, Stuart, FL, 34997
About This Home
Luxury lakeside living awaits in this 5BR, 3 full & 2 half bath home in prestigious Willoughby Golf Club. All impact glass & doors. Main level features a spacious primary suite, 2 guest rooms w/ Jack & Jill bath, office w/ closet (possible 6th BR), living rm w/ gas fireplace, great rm w/ cabana bath opening to lanai & grill area, dining rm, breakfast nook, and kitchen w/ double wall ovens, island, prep sink & 2nd DW. Elegant wood & tile floors flow throughout. Upstairs offers 2 more BRs, full bath & private balcony overlooking the lake & pool. Enjoy resort-style amenities—golf, tennis, pickleball & more. Minutes from downtown Stuart's dining, boutiques & farmers market.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Roof: Barrel
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Water Heater,Washer
- Laundry features: Inside,Laundry Closet,Laundry Tub
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bathrooms: 4
- Main level bedrooms: 3
Features
- Breakfast Area,Central Vacuum,Dining Area,Separate/Formal Dining Room,Dual Sinks,High Ceilings,Jetted Tub,Main Level Primary,Split Bedrooms,Bar,Walk-In Closet(s)
- Door features: French Doors
- Flooring: Ceramic Tile,Wood
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,523
- Total interior livable area: 4,171 sqft
Kitchen
- Level: Main
- Area: 225
- Dimensions: 15 X 15
Living Room
- Level: Main
- Area: 400
- Dimensions: 20 X 20
Master Bedroom
- Level: Main
- Area: 225
- Dimensions: 15 X 15
Property
Details
- Parcel number: 393841014000000700
- Zoning: Res
- Special condition: Listed As-Is
Features
- Levels: Multi/Split,Two
- Stories: 2
- Entry location: Entry Level Living Area Y
- Private pool: Yes
- Pool features: Heated,In Ground,Salt Water
- Patio & porch: Covered,Open,Patio,Balcony
- Exterior features: Built-in Barbecue,Balcony,Barbecue,Outdoor Kitchen,Outdoor Living Area
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.32 Acres
- Features: 1/4 to 1/2 Acre Lot,Sprinklers Automatic,< 1/4 Acre
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Golf Cart Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,584 | $91,008 |
| Home Insurance * | $1,549 | $18,588 |
| Property Taxes | $1,977 | $23,724 |
| Electricity | $419 | $5,037 |
| Total | $11,529 | $138,348 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Price change | $1,500,000 |
| 2026-01-31 | Listed for sale | $1,550,000 |
| 2026-01-29 | Pending sale | $1,550,000 |
| 2026-01-19 | Price change | $1,550,000 |
| 2025-11-19 | Price change | $1,650,000 |
| 2025-11-07 | Listed for sale | $1,800,000 |
| 2000-01-10 | Sold | $105,000 |
| 1999-05-19 | Sold | $100,000 |
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