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771 SW Pebble Lane, Palm City, FL, 34990

2beds
2baths
2,216sqft
$795,000
$359price/sqft
$5,950/moest. monthly cost
$238,000/yrincome needed

About This Home

Welcome to this exceptional waterfront single-story residence situated in the prestigious Palm Cove Golf & Yacht Club community in Palm City, Florida. This thoughtfully designed home offers 2,216 square feet of finished living space, including 2 bedrooms plus an office that doubles as a 3rd bedroom and 2 bathrooms, providing comfortable, efficient accommodations. The one-story layout ensures easy access throughout, while the 2-car garage offers convenient parking and storage. As a waterfront property within this established gated community, this residence provides direct access to the lifestyle amenities and recreational opportunities that define Palm Cove Golf & Yacht Club. This is an outstanding opportunity to own a waterfront home in one of the area's most sought-after communities. Palm Cove amenities include a 93-slip marina, tennis, riverfront clubhouse, fitness center, heated pool, tot lot, private golf course & restaurant & lots of social events. HOA fees include lawn care, fiber optic cable & internet. Near Downtown Stuart, shops, dining, theater, parks, world-class fishing, I-95, FL Turnpike, sparkling beaches, airports & "A" schools.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10
Martin County High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Barrel,Concrete
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: Sevia
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Main Level,Laundry Room

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Family Room

  • Level: Main
  • Area: 285
  • Dimensions: 19 X 15

Features

  • Breakfast Bar,Built-in Features,Breakfast Area,Bathtub,Dual Sinks,Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Living/Dining Room,Main Level Primary,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Plantation Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,907
  • Total interior livable area: 2,216 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Master Bedroom

  • Level: Main
  • Area: 260
  • Dimensions: 20 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 063841021000002500
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Private pool: Yes
  • Pool features: In Ground,Association,Heated
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Golf Course,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5,500 sqft
  • Features: Landscaped,Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$678$8,136
Property Taxes $1,030$12,360
Electricity $223$2,676
Total$5,950$71,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,000/yr
40% on housing$178,500/yr
45% on housing$158,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$288
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$795,000
2023-08-07Listing removed--
2023-08-06Listed for sale$860,000
2023-07-02Listing removed--
2023-05-27Listed for sale$860,000
2023-05-26Listing removed--
2023-03-20Listed for sale$899,000
2014-08-06Sold$350,000
2014-05-02Price change$369,900
2014-03-13Price change$375,000
2014-02-14Price change$379,000
2014-01-14Listed for sale$385,000
2010-09-11Listing removed$339,900
2010-09-03Listed for sale$339,900
2010-09-01Sold$293,000
2010-06-19Price change$339,990
2010-06-12Price change$339,900
2010-04-10Price change$344,900
2010-04-03Price change$345,000
2010-03-23Price change$349,000
2010-03-13Price change$353,000
2010-03-03Price change$363,000
2010-02-18Price change$373,000
2010-01-23Listed for sale$383,000
2008-06-20Listing removed$2,300
2008-05-14Listed for sale$2,300
2004-09-20Sold$396,400

For Sale by Agent

AgentSara M. Crombie
BrokerageCompass Florida LLC

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