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4870 Bonsai Cir APT 106, Palm Beach Gardens, FL, 33418

3beds
3baths
1,726sqft
$519,000
$301price/sqft
$3,840/moest. monthly cost
$153,600/yrincome needed

About This Home

Welcome to 4870 Bonsai Circle #106, located in the desirable, gated community of Legends at the Gardens. This beautifully maintained residence offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, and is ideally situated within walking distance to Abacoa, Alton Town Center, Roger Dean Stadium, and nearby shopping and dining. The community is a true hidden gem, featuring a secured front entrance, a heated community pool, and scenic lake and preserve views. This meticulously maintained home features a southeast-facing back porch with stunning water views and refreshing cross-breezes that flow effortlessly through the home via the front retractable screen door. Pride of ownership is evident throughoutWith its spacious two-story layout, soaring ceilings, and abundant storage, the property lives beautifully like a townhouse while offering the comfort and privacy of a single-family residence.Recent upgrades include a newer roof, impact-rated windows, and updated stainless steel appliances, offering modern comfort, enhanced safety, and true peace of mind. The first floor features a spacious kitchen with granite countertops, 42" maple cabinetry, all stainless steel appliances, a breakfast area, and a snack bar, ideal for both everyday living and entertaining. Open living areas are filled with natural light and showcase tranquil lake views, flowing seamlessly to the patio for relaxed indoor-outdoor living.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
8/10
6/10
William T. Dwyer High SchoolGrades PK,9-120.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Roman Tub,Split Bedroom,Volume Ceilings,Walk-In Closet(s)
  • Window features: Complete Impact Glass,Impact Glass
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,066
  • Total interior livable area: 1,726 sqft

Other

  • Area: 196
  • Dimensions: 14 x 14

Other

  • Area: 192
  • Dimensions: 16 x12

Other

  • Area: 320
  • Dimensions: 20 x 16

Property

Details

  • Parcel number: 52424125150181030

Features

  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,Guest,No Rv/Boats,No Trucks/Trailers
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$371$4,452
Property Taxes $648$7,776
Electricity $197$2,366
Total$3,840$46,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,657/yr
40% on housing$115,200/yr
45% on housing$102,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 33418$422
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33418$443
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$524,900
2026-02-27Listed for sale$539,000
2016-04-29Sold$277,500
2016-03-24Price change$285,000
2016-02-29Listed for sale$295,000
2015-03-19Listing removed$2,000
2015-01-16Price change$2,000
2013-09-07Listed for rent$1,875
2011-11-13Listing removed$1,850
2011-09-16Price change$1,850
2011-09-01Listed for rent$1,750
2010-08-23Sold$180,000
2010-05-06Pending sale$199,900
2010-04-30Listed for sale$199,900
2006-01-17Sold$427,935

For Sale by Agent

AgentSarah Leahy PA
BrokerageKeller Williams Realty Jupiter

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