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120 Magnolia Landing Dr, Freeport, FL, 32439

3beds
2baths
1,136sqft
$320,000
$282price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Nestled in this quiet community, this charming home offers a spacious, open living area that's perfect for both everyday living and entertaining. With a roof and HVAC that are only two years old, you can enjoy added peace of mind while settling into your new home. The thoughtfully designed floor plan features a generously sized primary suite complete with a custom wood-shelved walk-in closet that combines style and functionality. Situated on a spacious corner lot, this well-maintained home offers plenty of room to enjoy both inside and out, with NO HOA. The expansive yard provides endless possibilities for outdoor living, whether you envision a garden, play area, space for pets, or room to entertain. A dedicated RV electric hookup adds even more versatility, making it easy to accommodate your RV, camper, or visiting guests. Unwind on the screened back porch, the perfect spot to enjoy your morning coffee or relax after a long day while overlooking the backyard. Conveniently located just minutes from Highway 20, you'll enjoy easy access to Freeport, Niceville, local shopping, dining, schools, and the beautiful Emerald Coast beaches. Whether you're searching for your first home, looking to downsize, or simply want a property with room to make your own, you'll appreciate the comfort, flexibility, and possibilities this home has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Freeport Middle SchoolGrades 5-82.2 mi
8/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 22.95
  • Dimensions: 4.6 x 5

Bedroom

  • Level: First
  • Area: 76.524
  • Dimensions: 9.11 x 8.4

Bedroom

  • Level: First
  • Area: 76.8
  • Dimensions: 8 x 9.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Kitchen

  • Level: First
  • Area: 102.08
  • Dimensions: 11.6 x 8.8

Living Room

  • Level: First
  • Area: 281.6
  • Dimensions: 32 x 8.8

Master Bathroom

  • Level: First
  • Area: 86.4
  • Dimensions: 9.6 x 9

Master Bedroom

  • Level: First
  • Area: 102.08
  • Dimensions: 11.6 x 8.8

Property

Details

  • Parcel number: 071S192310100F0080
  • Zoning description: Deed Restrictions, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Screened

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot
  • Lot size dimensions: 119 x 150 x 142

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$129$1,548
Property Taxes $198$2,376
Electricity $197$2,366
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$254
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$320,000
2006-06-07Sold$189,900
2004-09-10Sold$101,000

For Sale by Agent

AgentThe Jennings Team
BrokerageBy the Water Realty

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