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1114 Pinewood Dr, Independence, KY, 41051

3beds
3baths
2,022sqft
$424,000
$210price/sqft
$2,814/moest. monthly cost
$112,560/yrincome needed

About This Home

Move in ready! 3 bedroom ranch, 2 ½ baths, open floor plan, deck and finished basement. 1st floor 1,478 sq. ft, finished basement 544 sq. ft. Walk out to patio and large, level fenced back yard. First floor laundry room. Mature custom landscaping on all 4 sides of the house. Two car garage, gas heat, central air and tankless hot water heater. Vaulted ceiling in master bedroom. Only one homeowner. Move in condition Well maintained, inside freshly painted. New dishwasher & disposal 01/2025 New furnace & air conditioner 01/2026

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
Kenton Elementary SchoolGrades PK-50.4 mi
7/10
Twenhofel Middle SchoolGrades 6-81.4 mi
7/10
Simon Kenton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete
  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 019000209700

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$175$2,100
Property Taxes $337$4,044
Electricity $159$1,916
Total$2,814$33,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,480/yr
40% on housing$84,420/yr
45% on housing$75,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 41051$188
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41051$190
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$409,900
2026-07-07Listed for sale$424,000
2013-01-29Sold$198,000
2012-12-28Pending sale$209,900
2012-12-21Listed for sale$209,900

For Sale by Owner

AgentProperty Owner

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