154 Saddletop Dr #355, Taneytown, MD, 21787
About This Home
This beautifully maintained home in the amenity-rich 55+ community of Carroll Vista is ready for you to move right in and start enjoying a relaxed, active lifestyle. Featuring an open floor plan with soaring 10-foot ceilings and decorative picture-frame and crown molding, this home offers comfort and elegant details throughout. The kitchen is highlighted by oak cabinetry, a stylish granite countertop, and a stove with double ovens—now complemented by a new refrigerator installed in 2025. You’ll love the bright dining area that flows seamlessly into the spacious great room, perfect for entertaining family and friends. The carpeted Florida room provides a cozy sunny spot to unwind year-round. The guest bedroom features built-in shelving and offers flexibility to serve as a den, office, or hobby room. Additional peace of mind comes with a new roof and HVAC system, both replaced in 2025. Enjoy everything Carroll Vista offers, including a clubhouse, indoor and outdoor pools, fitness center, tennis, pickleball, bocce, virtual golf, 4-hole chip & putt, disc golf, gardens, walking paths, and more. Experience affordable resort-style living in a serene semi-rural setting—welcome home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2005
Materials
- Foundation: Slab
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Ranch/Rambler
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level,Laundry Room
Bedroom2
- Features: Flooring - Carpet,Ceiling Fan(s),Window Treatments,Built-in Features
- Level: Main
- Area: 110
- Dimensions: 11 X 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Family Room
- Features: Flooring - Carpet,Ceiling Fan(s),Crown Molding,Attached Bathroom,Living/Dining Room Combo
- Level: Main
- Area: 368
- Dimensions: 16 X 23
Features
- Finished area below ground: 0
- Finished area above ground: 1,394
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,394
- Total interior livable area: 1,394 sqft
Kitchen
- Features: Flooring - Vinyl,Granite Counters,Dining Area,Eat-in Kitchen,Recessed Lighting,Lighting - Pendants
- Level: Main
- Area: 160
- Dimensions: 10 X 16
Laundry
- Features: Flooring - Vinyl
- Level: Main
- Area: 66
- Dimensions: 6 X 11
Other
- Features: Flooring - Ceramic Tile,Countertop(s) - Quartz,Bathroom - Tub Shower
- Level: Main
- Area: 50
- Dimensions: 5 X 10
Other
- Features: Flooring - Carpet,Window Treatments
- Level: Main
- Area: 104
- Dimensions: 8 X 13
Primary Bathroom
- Features: Flooring - Ceramic Tile,Flooring - Carpet,Countertop(s) - Quartz,Double Sink,Walk-In Closet(s),Bathroom - Walk-In Shower
- Level: Main
- Area: 140
- Dimensions: 10 X 14
Primary Bedroom
- Features: Flooring - Carpet,Ceiling Fan(s),Window Treatments,Attached Bathroom
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Property
Accessibility
- Accessibility features: Grip-Accessible Features
Details
- Parcel number: 0701042971
- Zoning: R-100
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Community
Parking
- Total spaces: 1
- Parking features: Garage Door Opener,Garage Faces Front,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,542 | $18,504 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $378 | $4,536 |
| Electricity | $281 | $3,374 |
| Total | $2,301 | $27,612 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $319,900 |
| 2026-04-02 | Listed for sale | $330,000 |
| 2023-11-30 | Sold | $310,000 |
| 2023-10-11 | Pending sale | $299,900 |
| 2023-10-11 | Contingent | $299,900 |
| 2023-10-06 | Listed for sale | $299,900 |
| 2019-04-10 | Sold | $225,000 |
| 2012-08-08 | Sold | $179,800 |
| 2012-06-21 | Sold | $36,000 |
| 2012-05-23 | Price change | $179,800 |
| 2012-04-25 | Listed for sale | $186,800 |
| 2005-04-08 | Sold | $226,410 |
View on Zillow