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1090 N Block Rd, Reese, MI, 48757

3beds
3baths
3,644sqft
$449,000
$123price/sqft
$3,673/moest. monthly cost
$146,920/yrincome needed

About This Home

A one-of-a-kind property situated on 1.1 acres! This well-maintained home offers 3 bedrooms, 3 full baths, and a spacious family room featuring a cozy fireplace. The home is in excellent condition and includes a large covered patio overlooking a beautiful garden area, perfect for relaxing or entertaining. Additional features include a partially finished basement and an impressive 30' x 30' bonus room that could serve as a fourth bedroom, home office, studio, or recreation space. A detached spare garage provides the perfect place to store a lawn mower, golf cart, ATV, or other outdoor equipment. Conveniently located between M-15 and M-46, this property provides easy access to surrounding cities while offering the space and privacy of country living. Don't miss this unique opportunity!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Reese Elementary SchoolGrades PK-52.7 mi
3/10
Reese Middle SchoolGrades 6-83.1 mi
7/10
Reese High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Basement
  • Construction materials: Stone,Vinyl Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bathroom1

  • Features: Vinyl
  • Level: First
  • Area: 70

Bathroom2

  • Features: Vinyl
  • Level: First
  • Area: 42

Bathroom3

  • Features: Vinyl
  • Level: Second
  • Area: 40

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 182

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 264

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 320

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wood
  • Level: First
  • Area: 110

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,944

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 3,644 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 180

Living Room

  • Features: Carpet
  • Level: First
  • Area: 405

Property

Details

  • Parcel number: 06126243009000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Frontage type: Road
  • Frontage length: 154

Lot

  • Lot size: 1.11 Acres
  • Features: Cleared,Sloped
  • Lot size dimensions: 154 x 257

Parking

  • Total spaces: 2
  • Parking features: Covered,Garage,Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$327$3,924
Property Taxes $679$8,148
Electricity $397$4,769
Total$3,673$44,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,931/yr
40% on housing$110,190/yr
45% on housing$97,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 48757$102
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48757
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$419,000
2026-07-17Listed for sale$449,000
2008-04-18Sold$105,000
2007-09-18Sold$153,000
1995-10-06Sold$108,000

For Sale by Agent

AgentTerry Murlick
BrokerageCentury 21 Signature - Frankenmuth

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