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3195 Dixie Ct, Saginaw, MI, 48601

3beds
4baths
3,704sqft
$179,900
$49price/sqft
$2,123/moest. monthly cost
$84,920/yrincome needed

About This Home

This spacious 3-bedroom, 4-full-bath home offers over 2,700 sq ft of above-grade living space—plus an incredible 2,320 sq ft basement loaded with potential! Nestled on a quiet .72-acre lot, this property is perfect for those seeking room to grow, entertain, and create the home of their dreams. Inside, you’ll find a inviting living room with a cozy fireplace, a dining room with a sliding glass door leading to a fully enclosed summer front porch, and a sunroom with a sunken hot tub for year-round relaxation. New furnace in 2025. The massive basement features a 15 x 13 workshop, a large family room, and the potential to add up to three more bedrooms—ideal for guests, a home office, or multi-generational living. With a few updates, this house could become your own private castle. Don't miss the chance to bring your vision to life in this one-of-a-kind home. Schedule your showing today and make 3195 Dixie Ct. your dream home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Thomas White SchoolGrades PK-10.5 mi
2/10
Bridgeport High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom1

  • Level: Entry
  • Area: 64

Bathroom2

  • Level: Entry
  • Area: 64

Bathroom3

  • Level: Entry
  • Area: 55

Bathroom4

  • Level: Basement
  • Area: 50

Bedroom1

  • Features: Wood
  • Level: Entry
  • Area: 221

Bedroom2

  • Features: Wood
  • Level: Entry
  • Area: 165

Bedroom3

  • Features: Carpet
  • Level: Entry
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Linoleum
  • Level: Entry
  • Area: 64

Family Room

  • Level: Entry
  • Area: 225

Features

  • Flooring: Wood,Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,704

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 5,024
  • Total interior livable area: 3,704 sqft

Kitchen

  • Features: Linoleum
  • Level: Entry
  • Area: 153

Living Room

  • Features: Carpet
  • Level: Entry
  • Area: 372

Property

Details

  • Parcel number: 09115093124000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 120

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 120 x 220

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$536$6,432
Property Taxes $274$3,288
Electricity $404$4,848
Total$2,123$25,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,788/yr
40% on housing$63,690/yr
45% on housing$56,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$37
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$169,900
2025-08-09Price change$180,000
2025-07-01Listed for sale$190,000
2023-07-17Listing removed--
2023-06-02Price change$165,000
2023-03-15Price change$174,900
2023-02-03Listed for sale$179,900
2017-10-30Sold$42,500
2017-10-16Pending sale$39,900
2017-09-06Price change$39,900
2017-08-07Listed for sale$43,000
2017-08-02Pending sale$43,000
2017-07-26Listed for sale$43,000
2016-12-17Listing removed--
2016-11-15Listed for sale--
2002-07-23Sold$152,900
2000-06-30Sold$49,500

For Sale by Agent

AgentDavid O'Toole
BrokerageREMAX Prime Properties

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