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4050 Old King Rd, Saginaw, MI, 48601

5beds
2baths
2,056sqft
$189,900
$92price/sqft
$1,962/moest. monthly cost
$78,480/yrincome needed

About This Home

Come see this very unique property in Bridgeport Township! This could be a 5 bedroom ranch with over 2000sq ft of finished living space, or a 3 bedroom home with a large in-law suite. The front part of the home contains 1152 sq ft and has 3 bedrooms and 1 full bath with a full open basement. The back part of the home contains 912 sq ft and has 2 bedrooms, a full kitchen, and 1 full bath. The whole entire home has been updated with a new roof, new windows, updated flooring throughout, and fully updated bathrooms and kitchens. An insulated walkway seperates both sides for convenience in a rental situation. Outside you will find a very spacious 1.49 acre lot with a detached 16x20 garage, and 3 additional outbuildings for extra storage. Rent out one side and live in the other or both! The choice is yours. Call today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Thomas White SchoolGrades PK-11.6 mi
2/10
Bridgeport High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Basement,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Vinyl
  • Level: First
  • Area: 180

Bedroom2

  • Features: Vinyl
  • Level: First
  • Area: 130

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 126

Bedroom4

  • Features: Carpet
  • Level: First
  • Area: 209

Bedroom5

  • Features: Carpet
  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,056

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,016
  • Total interior livable area: 2,056 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 196

Living Room

  • Features: Vinyl
  • Level: First
  • Area: 264

Property

Details

  • Parcel number: 09115102019000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 116

Lot

  • Lot size: 1.49 Acres
  • Lot size dimensions: 116 x 343

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$566$6,792
Property Taxes $212$2,544
Electricity $224$2,691
Total$1,962$23,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,268/yr
40% on housing$58,860/yr
45% on housing$52,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$36
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$189,900
2024-04-26Listing removed--
2024-04-13Listed for rent$2,000
2023-10-04Sold$70,000

For Sale by Agent

AgentThe Batch Klimek Group
BrokerageRE/MAX Results

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