3520 N Towerline Rd, Saginaw, MI, 48601
About This Home
*** UPDATE*** Perc test completed and it does Perc! Don't miss this outstanding investment opportunity! This charming 4-bedroom, 1-bath Cape Cod offers plenty of space and endless potential. Ideal for investors, home flippers, or buyers looking to build equity, this home is ready for updates and your personal vision. Whether you're planning a renovation, a flip, or a long-term investment, this property presents an excellent opportunity to add value. Outside, you'll find a very large polebarn which can be used as a garage, offering abundant space for storage, a workshop, hobbies, or equipment. With great upside and endless possibilities, this property is the perfect canvas for your next investment or renovation project. ***Some of the Photos have been edited by AI.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement
Basement
- Basement: Full
Bathroom1
- Level: Main
- Area: 63
- Dimensions: 7.00 x 9.00
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 11.00 x 12.00
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 10.00 x 12.00
Bedroom4
- Level: Main
- Area: 121
- Dimensions: 11.00 x 11.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 98
- Dimensions: 7.00 x 14.00
Features
- Ceiling Fan(s)
- Flooring: Ceramic Tile,Vinyl,Wood
- Finished area below ground: 1,100
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,796
- Total interior livable area: 1,796 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11.00 x 12.00
Living Room
- Level: Main
- Area: 255
- Dimensions: 15.00 x 17.00
Master Bedroom
- Level: Upper
- Area: 216
- Dimensions: 18.00 x 12.00
Property
Details
- Parcel number: 10125102002000
Features
- Stories: 2
Lot
- Lot size: 1 Acres
- Features: Level,Sidewalk
- Lot size dimensions: 174 x 250
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $462 | $5,544 |
| Property Taxes | $173 | $2,076 |
| Electricity | $195 | $2,350 |
| Total | $1,613 | $19,356 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $125,000 |
| 2026-08-04 | Price change | $142,500 |
| 2026-07-29 | Price change | $155,000 |
| 2026-07-14 | Pending sale | $179,000 |
| 2026-07-08 | Listed for sale | $179,000 |
| 2003-08-14 | Sold | $79,000 |
| 2003-05-05 | Sold | $79,000 |
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