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352 S 29th St, Saginaw, MI, 48601

4beds
3baths
1,956sqft
$195,000
$100price/sqft
$2,135/moest. monthly cost
$85,400/yrincome needed

About This Home

OPEN HOUSE AUGUST 23ND 1PM-2PM Feast your eyes on this four bedroom brick beauty!! This home has been completely renovated by a master builder. Enjoy 4 large bedrooms with a nice three car attached garage on a private corner lot. Two bedrooms and a half bath are on the main level. This home features new electrical, new plumbing, new flooring, a new roof, new bathrooms, new LED lighting, a new kitchen with a SMART Fan, a new energy efficient furnace, a new large hot water tank, and much more. This home has a very large finished dry basement with a shower. This property qualifies for Down Payment Assistance and First Time Home Buyer Grants with a Zero Down Payment! Call us for more information.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Arthur Eddy AcademyGrades PK-51.1 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Upper
  • Area: 72

Bedroom1

  • Level: Second
  • Area: 90

Bedroom2

  • Level: Second
  • Area: 90

Bedroom3

  • Level: Second
  • Area: 56

Bedroom4

  • Level: Entry
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Finished area below ground: 900
  • Finished area above ground: 1,056

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Kitchen

  • Area: 110

Property

Details

  • Parcel number: 10125204856000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 100

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 93 x 120

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$582$6,984
Property Taxes $354$4,248
Electricity $213$2,560
Total$2,135$25,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,200/yr
40% on housing$64,050/yr
45% on housing$56,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$36
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$195,000
2025-09-22Sold$75,000
2025-09-10Pending sale$99,000
2025-05-29Price change$99,000
2025-05-09Listed for sale$109,000
2025-02-04Sold$38,068
2004-09-09Sold$20,000
2004-05-10Sold$22,500

For Sale by Agent

AgentBrittany A Walls
BrokeragePinnacle Realty

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