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345 Shattuck Rd, Saginaw, MI, 48604

5beds
2baths
1,834sqft
$129,900
$71price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

Totally remodeled 5 bedroom 1 1/2 bathroom home. All new flooring, carpet, and tile. Kitchen with new stainless steel appliances and new cabinets. All new windows throughout the home. New furnace and central air conditioning. 1st floor laundry. Loads of storage, extra deep lot. All you have to do is move in! A 1-Year Home Warranty will be provided to buyer at closing!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
Carrollton Middle SchoolGrades 6-80.8 mi
6/10
Carrollton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Ceramic
  • Level: First

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 144

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 120

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 192

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Ceramic Tile,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,834

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 182

Living Room

  • Features: Ceramic
  • Level: First
  • Area: 253

Property

Details

  • Parcel number: 11124052177000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Street Lights
  • Frontage type: Road
  • Frontage length: 64

Lot

  • Lot size: 0.58 Acres
  • Features: Main Street,City Lot
  • Lot size dimensions: 64 x 397

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$123$1,476
Property Taxes $145$1,740
Electricity $200$2,400
Total$1,124$13,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 48604$107
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48604$118
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$129,900
2026-06-22Price change$136,900
2026-06-08Price change$139,900
2026-06-02Listed for sale$149,900
2026-06-01Pending sale$149,900
2026-05-19Listed for sale$149,900
2023-01-18Sold$17,250
2022-11-10Listed for sale$35,000
2022-08-21Listing removed--
2022-05-23Price change$55,000
2022-04-19Listed for sale$65,000
2013-04-17Sold$17,000
2010-11-01Sold$3,150
2004-11-19Sold$38,466

For Sale by Agent

AgentMark Greskowiak
BrokerageCentury 21 Signature Realty

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