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542 Atlanta St, Saginaw, MI, 48604

2beds
1baths
800sqft
$110,000
$138price/sqft
$970/moest. monthly cost
$38,800/yrincome needed

About This Home

Cozy in Carrollton Twp! Looking for a well maintained two-bedroom home that is ready to move in immediately? Stop in and have a look at this terrific home that highlights many updates. Features included are wood floors in the hallway and bedrooms, central air, full basement, garage with attached extra storage, and large back deck for relaxing. Make an appointment and have a look!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Carrollton Middle SchoolGrades 6-80.6 mi
6/10
Carrollton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main
  • Area: 40

Bedroom1

  • Features: Wood Floor
  • Level: Main
  • Area: 144

Bedroom2

  • Features: Wood Floor
  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Wood,Carpet
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800,770
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 204

Property

Details

  • Parcel number: 11124123413000

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 63

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 63 x 120

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$104$1,248
Property Taxes $122$1,464
Electricity $188$2,259
Total$970$11,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,257/yr
40% on housing$29,100/yr
45% on housing$25,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48604$108
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48604$118
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$110,000
2026-07-31Price change$110,000
2026-07-11Price change$115,000
2026-06-05Listed for sale$118,000
2023-02-08Sold$87,000
2023-01-09Pending sale$94,700
2022-11-17Listed for sale$94,700
2022-10-07Sold$30,000
2008-08-04Sold$26,001
2003-03-07Sold$72,000

For Sale by Agent

AgentKyle Riddle
BrokerageNextHome Park Place Homes Group

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