77 Sawmill Creek Trl, Saginaw, MI, 48603
About This Home
Welcome to this stunning, completely remodeled all-brick ranch offering an impressive 3,840 square feet of beautifully designed living space, perfectly situated on the golf course in The Sawmill. Timeless elegance with modern updates that are ideal for both everyday living and entertaining. The heart of the home is the spectacular open-concept kitchen featuring high-end finishes, abundant cabinetry, and a stylish bar, creating the perfect gathering space for family and friends. Multiple living areas, including a formal dining room, spacious family room, and inviting living room, provide endless options for entertaining and relaxation. The luxurious primary suite is a true retreat, boasting custom built-ins, an oversized walk-in closet, and a spa-inspired en-suite bath complete with heated floors and a large walk-in shower. Every bedroom features its own walk-in closet, providing exceptional storage throughout the home. Additional highlights include a brand-new roof, quality craftsmanship, and thoughtful updates throughout. Schedule a showing today to see this remarkable property, where classic all-brick construction meets sophisticated, move-in-ready living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Basement
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Disposal,Humidifier,Microwave,Range/Oven,Refrigerator,Gas Water Heater
- Laundry features: First Floor Laundry,Laundry Room
Basement
- Has basement: Yes
- Basement: Daylight,Full,Sump Pump,Unfinished
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: First
Bedroom1
- Level: First
- Area: 288
Bedroom2
- Level: First
- Area: 221
Bedroom3
- Level: First
- Area: 208
Bedroom4
- Level: First
- Area: 182
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Area: 221
Family Room
- Area: 405
Features
- Sump Pump,Walk-In Closet(s),Pantry,Eat-in Kitchen
- Window features: Window Treatments
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,840
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 7,680
- Total interior livable area: 3,840 sqft
Kitchen
- Area: 464
Living Room
- Area: 437
Master Bedroom
- Level: First
Property
Details
- Parcel number: 23123123219000
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Porch
- Exterior features: Lawn Sprinkler,Street Lights
- Has view: Yes
- View description: Golf Course
- Frontage type: Road
- Frontage length: 140
Lot
- Lot size: 0.55 Acres
- Features: Near Golf Course,On Golf Course,Subdivision
- Lot size dimensions: 140 x 170
Parking
- Total spaces: 3
- Parking features: Attached,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $419 | $5,028 |
| Property Taxes | $781 | $9,372 |
| Electricity | $418 | $5,026 |
| Total | $5,157 | $61,884 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $689,900 |
| 2026-07-10 | Listed for sale | $699,900 |
| 2020-09-28 | Sold | $425,000 |
| 2020-08-19 | Pending sale | $439,000 |
| 2020-08-10 | Listed for sale | $439,000 |
| 2005-03-15 | Sold | $80,000 |
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