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3807 Wild Pine Dr, Saginaw, MI, 48603

4beds
4baths
2,918sqft
$444,000
$152price/sqft
$3,324/moest. monthly cost
$132,960/yrincome needed

About This Home

Beautifully maintained ranch home in the highly sought-after Gatehouse Manor subdivision of Saginaw Township. With over 2,000 square feet of main-floor living space, this spacious home features 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed open layout ideal for both everyday living and entertaining. Enter to find generous living areas, a cozy fireplace, tray ceilings and an abundance of natural light throughout. The well-appointed kitchen with hickory cabinets and flooring flows seamlessly into the dining and living spaces, creating the perfect gathering place for family and friends. The primary en suite offers a private retreat with the bath featuring a walk-in shower, double vanity and Jacuzzi tub. The finished basement adds valuable living space, perfect for a recreation room, home theater, fitness area, or entertaining guests, and includes an additional full bathroom. Outside, enjoy the attractive curb appeal and a spacious yard. The attached 3-car garage provides ample room for vehicles, storage, and hobbies. Also, great for entertaining find a "he shed" equipped for outdoor cooking and dining. Close proximity to shopping, dining, parks, and everyday conveniences, this exceptional home combines comfort, space, and a premier neighborhood location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
6/10
White Pine Middle SchoolGrades 6-83.5 mi
6/10
Heritage High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Basement,Brick
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Brick

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First
  • Area: 224

Bedroom2

  • Level: First
  • Area: 154

Bedroom3

  • Level: First
  • Area: 143

Bedroom4

  • Level: Lower
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 168

Family Room

  • Level: Lower
  • Area: 570

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,018

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,036
  • Total interior livable area: 2,918 sqft

Kitchen

  • Level: First
  • Area: 256

Living Room

  • Level: First
  • Area: 352

Property

Details

  • Parcel number: 23124072172000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 91

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 91 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$266$3,192
Property Taxes $495$5,940
Electricity $318$3,819
Total$3,324$39,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,965/yr
40% on housing$99,720/yr
45% on housing$88,640/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 48603$132
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48603$134
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$444,000
2026-07-27Price change$444,000
2026-07-06Price change$449,000
2026-06-03Listed for sale$459,000
2019-10-22Sold$273,000
2019-09-20Pending sale$289,900
2019-08-29Listed for sale$289,900
2018-06-29Sold$279,000
2018-05-11Pending sale$279,000
2018-05-09Listed for sale$279,000
2006-04-28Sold$273,000

For Sale by Agent

AgentSarge Harvey
BrokerageEXP Realty

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