6320 Ruidoso Dr, Saginaw, MI, 48603
About This Home
Price Reduced! Schedule your showing today. Back on the market due to buyer circumstances. This beautifully updated Colonial blends classic charm with modern convenience, offering extensive upgrades and true move-in readiness. In 2022, improvements included a new water heater, sprinkler system, gazebo, and updated modern light fixtures throughout. In 2023, the backyard patio was expanded with stamped concrete, enhancing the outdoor living space. Recent updates add significant value: in 2025, the home received a new furnace and HVAC system, a fully remodeled kitchen featuring quartz countertops, Pioneer cabinetry, and a pot filler, along with complete renovations to the bathrooms on both levels. In 2026, the interior was freshly painted and luxury vinyl plank flooring was installed throughout the main floor, basement, and all upstairs bedrooms.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Basement,Poured,Sump Pump
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Second
- Area: 120
- Dimensions: 10 X 12
Bedroom
- Level: Second
- Area: 120
- Dimensions: 10 X 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Level: Entry
- Area: 168
- Dimensions: 12 X 14
Features
- Finished area below ground: 900
- Finished area above ground: 2,064
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 2,964 sqft
Kitchen
- Level: Entry
- Area: 169
- Dimensions: 13 X 13
Other
- Level: Second
- Area: 50
- Dimensions: 10 X 5
Other
- Level: Entry
- Area: 32
- Dimensions: 8 X 4
Other
- Level: Basement
- Area: 80
- Dimensions: 10 X 8
Other
- Level: Entry
- Area: 112
- Dimensions: 8 X 14
Primary Bathroom
- Level: Second
- Area: 81
- Dimensions: 9 X 9
Primary Bedroom
- Level: Second
- Area: 216
- Dimensions: 12 X 18
Property
Details
- Parcel number: 23124074003084
- Special condition: Short Sale No,Standard
Features
- Levels: Three
- Stories: 3
- Entry location: GroundLevelwSteps
- Pool features: None
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 111 x 130
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $390 | $4,680 |
| Electricity | $323 | $3,879 |
| Total | $2,691 | $32,292 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $369,900 |
| 2026-04-16 | Listed for sale | $374,900 |
| 2026-04-03 | Listing removed | $374,900 |
| 2026-01-24 | Pending sale | $374,900 |
| 2025-10-25 | Price change | $374,900 |
| 2025-09-04 | Listed for sale | $389,000 |
| 2025-08-20 | Listing removed | $389,000 |
| 2025-08-06 | Price change | $389,000 |
| 2025-07-24 | Listed for sale | $399,900 |
| 2021-02-26 | Listing removed | -- |
| 2020-11-13 | Listing removed | $400 |
| 2020-10-14 | Listed for rent | $400 |
| 2020-04-16 | Sold | $218,000 |
| 2020-03-17 | Pending sale | $222,500 |
| 2020-03-03 | Listed for sale | $222,500 |
| 2003-12-04 | Sold | $207,000 |
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