




3420 Hemmeter Rd, Saginaw, MI, 48603
About This Home
Investor owned- Home has had all floors refinished,or new carpet and padding installed and luxury vinyl planking and tiles installed. All walls, ceilings, and trim have been repainted with high quality paint. All interior doors and exterior doors have been replaced, sliding door to deck replaced, new deck, all kitchen cabinets and appliances and countertops are new- never used. Both bathrooms completely redone. All electrical receptors, switches, gfi's replaced, new smoke detectors in all bedrooms. Air ducts cleaned, furnace and ac and generator serviced. New garage door. All new led lighting. Basement carpet cleaned and walls and ceilings repaired and trim painted and taped so you can add your color to the walls. Seller will provide 1 year home warranty on furnace and hot water heater- all appliances are new and have their own warranties.
Getting Around
Schools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Concrete,Partial,Sump Pump,Crawl Space
Bathroom1
- Features: Luxury Vinyl
- Level: First
- Area: 63
Bedroom1
- Features: Wood
- Level: First
- Area: 121
Bedroom2
- Features: Wood
- Level: First
- Area: 144
Bedroom3
- Features: Carpet
- Level: First
- Area: 120
Bedroom4
- Features: Carpet
- Level: First
- Area: 176
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Features: Carpet
- Level: Basement
- Area: 575
Features
- Sump Pump
- Window features: Bay Window(s)
- Flooring: Hardwood,Wood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Natural Fireplace
- Fireplace: Yes
- Finished area below ground: 650
- Finished area above ground: 1,515
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,790
- Total interior livable area: 2,165 sqft
Kitchen
- Level: First
- Area: 200
Living Room
- Features: Carpet
- Level: First
- Area: 228
Property
Details
- Parcel number: 23124094310000
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 97
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 97 x 143
Parking
- Total spaces: 2
- Parking features: Attached,Electric in Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $273 | $3,276 |
| Electricity | $236 | $2,833 |
| Total | $1,893 | $22,716 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $249,900 |
| 2026-04-25 | Pending sale | $249,900 |
| 2026-04-21 | Listed for sale | $249,900 |
| 2025-03-25 | Sold | $149,900 |
| 2025-01-31 | Pending sale | $144,900 |
| 2025-01-21 | Price change | $144,900 |
| 2025-01-09 | Price change | $147,900 |
| 2024-12-21 | Price change | $154,000 |
| 2024-12-09 | Price change | $159,000 |
| 2024-11-25 | Price change | $164,900 |
| 2024-11-12 | Price change | $174,900 |
| 2024-11-06 | Listed for sale | $185,000 |
| 2024-11-04 | Pending sale | $185,000 |
| 2024-10-29 | Price change | $179,900 |
| 2024-09-24 | Listed for sale | $185,000 |
| 2024-09-19 | Pending sale | $185,000 |
| 2024-08-26 | Listed for sale | $185,000 |
| 2021-01-04 | Sold | $115,000 |
