4180 Rosewood Dr, Saginaw, MI, 48603
About This Home
Welcome to this well-maintained ranch, offering comfort, functionality, and beautiful curb appeal in a desirable Saginaw neighborhood. The spacious kitchen features solid wood cabinetry and a newer dishwasher (2023), while the inviting living area showcases a cozy gas fireplace that can easily be converted back to a wood-burning fireplace if desired. The accessible full bathroom has been thoughtfully designed for wheelchair accessibility, adding convenience and versatility. Step outside to enjoy the large deck surrounded by attractive landscaping, including beautiful pudding stone accents and thoughtfully selected perennial flowers that provide seasonal color throughout the year. Additional highlights include an in-ground sprinkler system, and a roof believed to be less than eight years old. The attached garage offers exceptional storage with attic access, a dedicated workshop area, and a whole-house generator hookup. The generator currently stored in the shed is negotiable with the sale. Pet owners will appreciate the convenient cat doors leading from the home to the garage and from the garage to the outdoors. Located in a neighborhood known for its friendly neighbors, this home offers the perfect combination of charm, practicality, and pride of ownership. Schedule your showing before it's too late!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Basement
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Humidifier,Microwave,Range/Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Block,Partially Finished
Bathroom1
- Level: First
- Area: 35
Bedroom1
- Features: Carpet
- Level: First
- Area: 192
Bedroom2
- Features: Vinyl
- Level: First
- Area: 99
Bedroom3
- Features: Vinyl
- Level: First
- Area: 99
Bedroom4
- Features: Vinyl
- Level: First
- Area: 169
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Vinyl
- Level: First
- Area: 112
Features
- Flooring: Carpet,Vinyl
- Number of fireplaces: 2
- Fireplace features: Basement,Living Room
- Fireplace: Yes
- Finished area below ground: 475
- Finished area above ground: 1,496
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,464
- Total interior livable area: 1,971 sqft
Kitchen
- Features: Vinyl
- Level: First
- Area: 88
Living Room
- Features: Carpet
- Level: First
- Area: 300
Property
Details
- Parcel number: 23124094487000
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Frontage type: Road
- Frontage length: 91
Lot
- Lot size: 0.27 Acres
- Features: Subdivision
- Lot size dimensions: 91 x 130
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $445 | $5,340 |
| Electricity | $214 | $2,579 |
| Total | $1,930 | $23,160 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $224,900 |
| 2026-07-21 | Listed for sale | $234,900 |
View on Zillow