2520 Hemmeter Rd, Saginaw, MI, 48603
About This Home
Welcome Home to this charming 3 bedroom brick ranch offering comfort, convenience, and lasting value. This well maintained home features a durable brick exterior, a full basement providing plenty of storage or additional living space, and a new roof less than 2 years ago for added peace of mind. Inside, you'll appreciate the functional layout, with granite countertops in the kitchen and laminate floor and Italian tiled areas throughout the house, including a convenient mudroom that helps keep everyday life organized. The attached 2 car garage offers easy access and extra storage space. Step outside to enjoy the welcoming front porch, perfect for relaxing with your morning coffee or unwinding in the evening. The fully fenced backyard provides a great space for pets, play, gardening, or entertaining family and friends. With its solid construction, recent updates, and desirable features, this brick ranch is ready for you to make it your own. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Basement
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Block
Bathroom1
- Level: First
Bedroom1
- Features: Wood
- Level: First
- Area: 143
Bedroom2
- Features: Wood
- Level: First
- Area: 117
Bedroom3
- Features: Wood
- Level: First
- Area: 104
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Wood,Carpet,Linoleum
- Finished area below ground: 0
- Finished area above ground: 1,056
Heating
- Heating features: Boiler,Natural Gas
Interior Area
- Total structure area: 2,112
- Total interior livable area: 1,056 sqft
Kitchen
- Features: Linoleum
- Level: First
- Area: 165
Living Room
- Features: Carpet
- Level: First
- Area: 221
Property
Details
- Parcel number: 23124161113000
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 122
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 122 x 122
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $199 | $2,388 |
| Electricity | $188 | $2,259 |
| Total | $1,399 | $16,788 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $176,900 |
| 2026-07-15 | Listed for sale | $179,000 |
| 2021-05-14 | Sold | $105,500 |
| 2021-05-04 | Pending sale | $104,900 |
| 2021-05-03 | Listed for sale | $104,900 |
| 2020-05-13 | Listing removed | $69,900 |
| 2018-03-16 | Pending sale | $69,900 |
| 2018-03-16 | Listed for sale | $69,900 |
| 2017-05-23 | Sold | $60,000 |
| 2017-05-03 | Price change | $64,900 |
| 2017-04-30 | Pending sale | $69,900 |
| 2017-04-30 | Price change | $64,900 |
| 2017-04-25 | Pending sale | $69,900 |
| 2017-04-25 | Price change | $64,900 |
| 2017-04-14 | Pending sale | $69,900 |
| 2017-04-13 | Price change | $64,900 |
| 2017-04-13 | Pending sale | $69,900 |
| 2017-04-10 | Price change | $64,900 |
| 2017-04-10 | Pending sale | $69,900 |
| 2017-04-09 | Price change | $64,900 |
| 2017-03-29 | Pending sale | $69,900 |
| 2017-03-29 | Price change | $64,900 |
| 2017-03-15 | Pending sale | $69,900 |
| 2017-03-15 | Price change | $64,900 |
| 2017-03-04 | Pending sale | $69,900 |
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