4078 Ann St, Saginaw, MI, 48603
About This Home
Welcome to a fantastic opportunity to own a charming 3 bedroom, 2 bath home situated on a spacious half-acre fenced lot! This home has a functional layout with tons of storage space throughout. While the home needs a little TLC, the big ticket peace of mind is already taken care of with a newer roof and boiler system! Call today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer
- Laundry features: First Floor Laundry
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: First
- Area: 144
Bedroom2
- Level: Second
- Area: 140
Bedroom3
- Level: Second
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 132
Features
- Finished area below ground: 0
- Finished area above ground: 1,819
Heating
- Heating features: Boiler,Natural Gas,Hot Water
Interior Area
- Total structure area: 1,819
- Total interior livable area: 1,819 sqft
Kitchen
- Level: First
- Area: 120
Living Room
- Level: First
- Area: 240
Property
Details
- Parcel number: 23124164289000
- Special condition: Private
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 149
Lot
- Lot size: 0.50 Acres
- Lot size dimensions: 149 x 146
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $857 | $10,284 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $189 | $2,268 |
| Electricity | $198 | $2,380 |
| Total | $1,345 | $16,140 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $169,500 |
| 2026-07-22 | Listed for sale | $174,500 |
| 2023-02-13 | Listing removed | -- |
| 2021-02-12 | Sold | $119,900 |
| 2021-01-14 | Listed for sale | $119,900 |
| 2021-01-11 | Pending sale | $119,900 |
| 2020-12-10 | Listed for sale | $119,900 |
| 2020-12-05 | Pending sale | $119,900 |
| 2020-11-21 | Price change | $119,900 |
| 2020-11-12 | Pending sale | $124,900 |
| 2020-10-30 | Listed for sale | $124,900 |
| 2009-04-17 | Listing removed | $96,900 |
| 2009-04-03 | Listed for sale | $96,900 |
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