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5320 Nottingham Dr N, Saginaw, MI, 48603

4beds
4baths
3,710sqft
$379,900
$102price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Welcome to 5320 Nottingham Dr N, where over 4400 sq. ft. of thoughtfully designed living space invites you to embrace a lifestyle of comfort and possibility. Spread across three generous floors, this four-bedroom, four-bathroom home offers space and versatility. The main level captivates immediately, anchored by a dramatic floor-to-ceiling stone fireplace with arched glass doors and rich wood flooring that flows seamlessly through the living areas. Crown molding and an elegant chandelier elevate the formal living space, while the open kitchen dazzles with warm oak cabinetry, dark granite countertops, a mosaic tile backsplash, stainless steel appliances, and pendant lighting over a peninsula perfect for entertaining. Bedrooms offer plush carpeting, ceiling fans, crown molding, and ample closet space—restful sanctuaries designed for relaxation. The bathrooms impress with floor-to-ceiling stone tile, a glass-enclosed shower, and stylish updated vanities with gold and brushed nickel fixtures. A dedicated exercise room and finished basement provide endless lifestyle flexibility, while dual staircases ensure effortless flow throughout. This is more than a home—it's the foundation for your best chapter yet. Relax outdoors on the spacious concrete deck overlooking the beautiful Koi pond with waterfall!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Weiss Elementary SchoolGrades PK-50.8 mi
6/10
White Pine Middle SchoolGrades 6-82.3 mi
6/10
Heritage High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Concrete

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 70

Bathroom2

  • Features: Tile
  • Level: Second
  • Area: 48

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 234

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 169

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 374

Family Room

  • Features: Laminate
  • Level: First
  • Area: 299

Features

  • Walk-In Closet(s),Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Ceramic Tile,Vinyl,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,810

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,892
  • Total interior livable area: 3,710 sqft

Kitchen

  • Level: First
  • Area: 273

Living Room

  • Features: Laminate
  • Level: First
  • Area: 264

Property

Details

  • Parcel number: 23124171309000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community
  • Patio & porch: Deck,Porch
  • Exterior features: Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Spa/Jetted Tub,Community
  • Waterfront features: Pond
  • Frontage type: Road
  • Frontage length: 90

Lot

  • Lot size: 0.26 Acres
  • Features: Subdivision
  • Lot size dimensions: 90 x 130

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$227$2,724
Property Taxes $787$9,444
Electricity $404$4,856
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 48603$133
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48603$134
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$399,900
2026-04-10Listed for sale$429,900

For Sale by Agent

AgentDona Czapp
BrokerageValley Real Estate

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