225 Charles St, Saint Charles, MI, 48655
About This Home
Welcome to this charming ranch duplex in the heart of St. Charles! Situated on a desirable corner lot, this property offers a fantastic investment opportunity or the perfect option for owner-occupants—live in one unit while generating income from the other. Each unit features 2 bedrooms and 1 full bathroom, along with a spacious kitchen and comfortable living area. One unit has been tastefully updated with modern flooring and sleek stainless steel appliances, adding extra appeal for tenants or homeowners alike. Additional highlights include a laundry room conveniently located off the heated, finished garage, well-maintained landscaping, a storage shed, and a fenced property for added privacy. Ideally located close to restaurants, shopping, and everyday amenities, this duplex combines comfort, convenience, and income potential all in one. Don’t miss your chance to own this versatile and well-maintained property!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Crawl Space
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Ranch
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,566
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 1,566 sqft
Property
Details
- Parcel number: 24103050164000
- Zoning description: Residential
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 99 x 95
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $307 | $3,684 |
| Electricity | $188 | $2,259 |
| Total | $2,050 | $24,600 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $275,000 |
| 2026-04-09 | Listed for sale | $300,000 |
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