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509 Chamiso Ln NW, Los Ranchos De Albuquerque, NM, 87107

5beds
5baths
4,797sqft
$750,000
$156price/sqft
$4,805/moest. monthly cost
$192,200/yrincome needed

About This Home

Rare opportunity in the coveted Los Ranchos neighborhood! Situated on over 0.75 acres, this sprawling property features a 3,874 sq ft main house plus a separate 923 sq ft casita.Inside, you'll find classic red brick floors and a spacious layout with large gathering areas designed for entertaining. While the home is ready for a thoughtful renovation, the potential to create a custom masterpiece in the North Valley is immense. The grounds include a 2-car carport, abundant outdoor storage, and a prime location near Los Ranchos Elementary.This is a must-see for those who value space and character. It is an incredible canvas for a visionary buyer ready to reimagine these historic bones and make the space uniquely their own.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
4/10
Taft Middle SchoolGrades 6-80.9 mi
4/10
Valley High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Permanent
  • Roof: Flat,Tar/Gravel
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Washer
  • Laundry features: Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 269.1

Bedroom3

  • Level: Main
  • Area: 136.85

Bedroom4

  • Level: Main
  • Area: 192.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 138.99

Features

  • Home Office,Multiple Living Areas,Main Level Primary,Sitting Area in Master
  • Window features: Metal
  • Flooring: Brick,Carpet
  • Number of fireplaces: 4
  • Fireplace features: Kiva,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wood Stove,Wall Furnace
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 4,797
  • Total interior livable area: 4,797 sqft

Kitchen

  • Level: Main
  • Area: 224.87

Living Room

  • Level: Main
  • Area: 469.04

Primary Bedroom

  • Level: Main
  • Area: 475.61

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101506304433820510
  • Zoning description: A-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Privacy Wall,Private Yard
  • Fencing: Gate,Wall

Lot

  • Lot size: 0.79 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$141$1,692
Property Taxes $531$6,372
Electricity $341$4,092
Total$4,805$57,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,742/yr
40% on housing$144,150/yr
45% on housing$128,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 87107$249
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87107
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$900,000

For Sale by Agent

AgentBenjamin H Curry
BrokerageFuture Castle Properties LLC

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