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12119 Sanders Dr, Freeland, MI, 48623

4beds
2baths
1,808sqft
$310,000
$171price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Welcome home to this beautiful 4-bedroom gem nestled in a quiet, established neighborhood in Freeland! Featuring a fenced backyard and an impressive pole barn with garage doors on both the front and side for ultimate convenience, this property offers space for hobbies, storage, and entertaining. Enjoy peace of mind with a newer roof and A/C, then unwind in the completely updated 3-season room—the perfect spot for morning coffee or relaxing evenings. A rare blend of comfort, function, and charm in a sought-after location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Freeland Learning CenterGrades PK-11.8 mi
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom1

  • Features: Laminate
  • Level: Second
  • Area: 81

Bedroom1

  • Features: Carpet
  • Level: Upper
  • Area: 90

Bedroom2

  • Features: Carpet
  • Level: Upper
  • Area: 121

Bedroom3

  • Features: Carpet
  • Level: Upper
  • Area: 165

Bedroom4

  • Features: Carpet
  • Level: Upper
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Vinyl
  • Level: Main
  • Area: 121

Family Room

  • Features: Vinyl
  • Level: Main
  • Area: 238

Features

  • Flooring: Vinyl,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,808

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,528
  • Total interior livable area: 1,808 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 121

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 208

Property

Details

  • Parcel number: 29133182284000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 125

Lot

  • Lot size: 0.38 Acres
  • Features: Subdivision,City Lot
  • Lot size dimensions: 125 x 131

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Covered,Garage,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$108$1,296
Property Taxes $346$4,152
Electricity $197$2,366
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 48623$165
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48623$164
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$310,000
2026-06-17Price change$325,000
2026-06-01Listed for sale$335,000
2022-06-28Sold$235,000
2022-06-09Pending sale$239,900
2022-06-04Contingent$249,900
2022-05-26Pending sale$249,900
2022-05-04Price change$249,900
2022-04-26Listed for sale$260,000
2015-12-15Sold$137,000
2015-10-30Pending sale$139,900
2015-10-23Listed for sale$139,900
2012-08-09Sold$100,000
2010-10-25Sold$104,550
2003-01-13Sold$125,000

For Sale by Agent

AgentStephanie Filer
BrokerageReal Estate One Great Lakes Bay

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