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414 C De Baca Ln NW, Albuquerque, NM, 87114

5beds
8baths
5,594sqft
$1,170,000
$209price/sqft
$7,266/moest. monthly cost
$290,640/yrincome needed

About This Home

Welcome to Loba Luna Retreat - A Timeless North Valley Oasis! Nestled privately off 4th Street in the serene heart of Albuquerque's historic North Valley, this extraordinary property invites you to turn your dreams into reality. Revered as a beloved Bed and Breakfast (on and off since the 1960s), Loba Luna has welcomed and enchanted thousands of visitors over the decades, offering a peaceful escape amid New Mexico's iconic landscapes. Step inside to discover authentic Southwest charm at every turn. The spacious 5-bedroom, 8-bathroom home (4 ensuites) features classic adobe walls, warm brick floors, traditional Saltillo tile, exposed beam ceilings with hand-hewn vigas, cozy bancos, and beautiful maple cabinetry throughout. The expansive dining room accommodates up to 50 guests.

Getting Around

28
WalkingCar-Dependent
23
TransitMinimal Transit
53
BikeBikeable

Schools

5/10
Alameda Elementary SchoolGrades PK-50.4 mi
3/10
Taylor Middle SchoolGrades 6-81.1 mi
4/10
Valley High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Roof: Flat
  • Construction materials: Adobe,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 233.45

Bedroom3

  • Level: Main
  • Area: 282.68

Bedroom4

  • Level: Main
  • Area: 216.09

Bedroom5

  • Level: Main
  • Area: 247.04

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 4
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 545.11

Family Room

  • Level: Main
  • Area: 654.01

Features

  • Beamed Ceilings,Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Dual Sinks,Great Room,Hot Tub/Spa,Kitchen Island,Multiple Living Areas,Main Level Primary,Pantry,Shower Only,Skylights,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Skylight(s)
  • Flooring: Brick,Tile
  • Number of fireplaces: 5
  • Fireplace features: Kiva,Outside,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Ductless,Radiant
  • Cooling features: Ductless,Evaporative Cooling

Interior Area

  • Total structure area: 5,594
  • Total interior livable area: 5,594 sqft

Kitchen

  • Level: Main
  • Area: 261.12

Living Room

  • Level: Main
  • Area: 312.02

Office

  • Level: Main
  • Area: 128.4

Primary Bedroom

  • Level: Main
  • Area: 304.48

Property

Details

  • Parcel number: 101506444047010836
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Hot Tub/Spa,Private Yard,Sprinkler/Irrigation
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Back Yard,Front Yard
  • Horses can be raised: Yes

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Lawn,Landscaped,Sprinklers Automatic

Parking

  • Total spaces: 3
  • Parking features: Detached,Finished Garage,Garage,Garage Door Opener,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,916$70,992
Home Insurance *$125$1,500
Property Taxes $828$9,936
Electricity $397$4,772
Total$7,266$87,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,120/yr
40% on housing$217,980/yr
45% on housing$193,760/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 87114$190
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87114
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$1,299,000
2026-02-19Price change$1,333,333
2026-01-24Listed for sale$1,399,900
2022-06-23Sold--
2022-03-25Pending sale$1,100,000
2022-02-07Listed for sale$1,100,000
2021-12-20Listing removed--
2021-08-20Listed for sale$1,190,000

Pre-Foreclosure - For Sale by Agent

AgentMichael Schlichte
BrokerageAbsolute Real Estate

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