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945 S D C Ln, Harrisburg, MO, 65256

3beds
2baths
1,857sqft
$333,900
$180price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

Welcome to a home where the updates are done and the space is ready for you to enjoy! Fresh new floors and baseboards bring a clean, updated look from the moment you walk in. The living room is HUGE and centered around a cozy gas fireplace--perfect for hosting or unwinding at the end of the day. The kitchen offers plenty of room to gather! Big-ticket items are covered with a new roof and gutters (2023) and a new hot water heater. Step outside to a massive patio and a fully fenced backyard with space to spread out--and yes, even berries growing right in your own yard. Move-in ready and built for everyday living; go ahead--start planning the housewarming party.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
3/10
Harrisburg Middle SchoolGrades 6-80.4 mi
8/10
Harrisburg High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: ArchitecturalShingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Stand AloneShwr/MBR,Tub-2+Person,Walk-In Closet(s),Eat-in Kitchen,Kit/Din Combo,Laminate Counters,Wood Cabinets
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,857
  • Total interior livable area: 1,857 sqft

Property

Details

  • Parcel number: 0531700010030001
  • Zoning description: R-S Single Family Residential

Features

  • Patio & porch: Covered,Concrete,Rear Porch
  • Exterior features: Vegetable Garden
  • Fencing: Back Yard,Full,Chain Link

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 108 x 250

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$205$2,460
Property Taxes $228$2,736
Electricity $141$1,701
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 65256$196
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65256$223
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$340,000
2026-04-29Price change$344,000
2026-04-16Price change$349,000
2026-04-07Listed for sale$355,000

For Sale by Agent

AgentKatie Bodkins
BrokerageIron Gate Real Estate

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