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217 White Oak Pl, Pearl, MS, 39208

3beds
2baths
1,312sqft
$235,900
$180price/sqft
$1,666/moest. monthly cost
$66,640/yrincome needed

About This Home

Welcome Home to 217 White Oak Place! This well-maintained 3-bedroom, 2-bath home offers comfortable split plan in the desirable Live Oaks Subdivision. This home boasts several new windows, newer appliances, fresh paint, and no carpet make this home truly move-in ready. The spacious living area features a cozy fireplace and flows into the kitchen, where you'll find quartz countertops and eat in dining area that is perfect for entertaining. The French doors lead out to a cover patio that enables you to enjoy outdoor grilling and entertainment. The split floor plan provides privacy, while the primary suite includes a walk-in closet and double vanity. Additional highlights include a two-car garage, privacy fenced backyard, lots of storage, and updated bathrooms. Conveniently located near shopping, Brandon Amphitheater, dining, schools, and major highways with an easy commute to the Jackson Metro area. This home qualifies for USDA 100% financing for eligible buyers, making homeownership more attainable than ever. Don't miss this opportunity to own this move-in-ready home in the thriving community Pearl.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Rouse Elementary SchoolGrades PK-13.0 mi
8/10
Brandon Middle SchoolGrades 6-84.0 mi
9/10
Brandon High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles,Asphalt
  • Construction materials: Vinyl,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Range,Dishwasher,Disposal,ENERGY STAR Qualified Refrigerator
  • Laundry features: Gas Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),French Doors,Insulated
  • Window features: Blinds,Drapes,Insulated Windows
  • Flooring: Vinyl,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan,Gas

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Details

  • Parcel number: G07h00000202470

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Slab
  • Exterior features: Covered Courtyard,Private Yard,Other
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,192$14,304
Home Insurance *$168$2,016
Property Taxes $114$1,368
Electricity $192$2,304
Total$1,666$19,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,120/yr
40% on housing$49,980/yr
45% on housing$44,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 39208$117
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39208$163
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$235,700
2026-08-03Price change$235,900
2026-07-21Listed for sale$236,000
2026-02-04Sold--
2026-01-05Pending sale$232,000
2025-12-09Price change$232,000
2025-11-15Listed for sale$240,000
2022-09-06Sold--
2022-08-08Pending sale$196,500
2022-08-03Listed for sale$196,500
2022-07-27Pending sale$196,500
2022-07-23Listed for sale$196,500

For Sale by Agent

AgentHeath Morgigno
BrokerageEXIT Realty Collective

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