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412 Harvard Dr SE, Albuquerque, NM, 87106

2beds
2baths
1,460sqft
$310,000
$212price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Welcome to 412 Harvard Blvd SE! This versatile property features a 3-bedroom, 2-bath main house plus a detached 1-bedroom, 1-bath casita with a tenant already in place, providing immediate investment income. The property is fully fenced, with the casita enjoying its own separate fenced area for added privacy. Ideally located less than 10 minutes from UNM Hospital and just 3 minutes(0.6 acre) to the UNM main campus, this home offers flexibility--live in the main house while collecting monthly income, or rent out both units as a fantastic investment. Don't miss this incredible opportunity!

Getting Around

82
WalkingVery Walkable
42
TransitSome Transit
83
BikeVery Bikeable

Schools

9/10
3/10
Wilson Middle SchoolGrades 6-82.5 mi
3/10
Albuquerque High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1941

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Rock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range Hood,Washer
  • Laundry features: Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 108.41

Bedroom3

  • Level: Main
  • Area: 108.07

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 66.88

Features

  • Breakfast Area,Ceiling Fan(s),Main Level Primary,Shower Only,Separate Shower
  • Window features: Double Pane Windows,Insulated Windows,Vinyl
  • Flooring: Carpet Free,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Kitchen

  • Level: Main
  • Area: 94

Living Room

  • Level: Main
  • Area: 188.94

Primary Bedroom

  • Level: Main
  • Area: 141.1

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101605704706930618
  • Zoning description: R-1C*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$129$1,548
Property Taxes $219$2,628
Electricity $148$1,780
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 87106$198
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87106
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listing removed$1,550
2026-03-30Listed for sale$330,000
2026-03-27Listing removed$345,000
2026-03-11Price change$1,550
2026-02-12Listed for sale$345,000
2026-01-14Pending sale$345,000
2025-12-31Price change$1,600
2025-12-12Price change$1,650
2025-12-02Listed for rent$1,695
2025-10-21Listed for sale$345,000
2025-10-09Pending sale$345,000
2025-09-27Listed for sale$345,000
2025-09-01Listing removed$355,000
2025-06-05Price change$355,000
2025-05-03Listed for sale$359,900
2025-03-31Listing removed$349,900
2025-01-31Price change$349,900
2024-11-01Price change$359,900
2024-09-01Listed for sale$375,000
2023-11-18Listing removed--
2023-10-27Price change$1,399
2023-10-27Price change$799
2023-10-20Price change$1,500
2023-10-20Price change$899
2023-10-13Listed for rent$1,575
2021-07-23Sold--
2014-03-12Sold--

For Sale by Agent

AgentPremier Realty Partners, Realty One of New Mexico
BrokerageRealty One of New Mexico

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