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764 NE Tierra Rd, Bend, OR, 97701

3beds
2baths
1,264sqft
$534,000
$422price/sqft
$3,745/moest. monthly cost
$149,800/yrincome needed

About This Home

Welcome to the Tierra Cottage! This single level NE Bend home delivers smart design and lifestyle convenience as it lives larger than you'd think. The split floorplan gives everyone their own space--perfect for those who need separation between bedrooms, multigenerational households seeking privacy, or hosts who want their guests to feel comfortable. Brand new carpet, vaulted ceilings that add volume and light, gas forced air heat and AC for year-round comfort, and fresh exterior paint mean you can move right in. The location puts you minutes from Big Sky Park for weekend mornings, Pilot Butte for lunch break hikes or sunset climbs, and some of Bend's best everyday conveniences--Whole Foods for groceries, Jake's Diner for a classic Bend breakfast, and Worthy Brewing for Friday night pints around the fire pit. This is the accessible, functional, thoughtfully designed Bend home that checks all the boxes without the premium price tag.

Getting Around

56
WalkingSomewhat Walkable
27
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Kitchen Island,Open Floorplan,Primary Downstairs,Shower/Tub Combo,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Carpet,Simulated Wood,Vinyl
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: 206650
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Garden,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,700$32,400
Home Insurance *$111$1,332
Property Taxes $758$9,096
Electricity $176$2,119
Total$3,745$44,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,400/yr
40% on housing$112,350/yr
45% on housing$99,866/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 97701$306
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97701$360
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$534,000
2014-07-01Sold$203,000

For Sale by Agent

AgentJenna Malia Conrad
BrokerageWindermere Realty Trust

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